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\"\u5f79\u5272\u304c\u9055\u3046\u306e\u3067\u3001\u9577\u671f\u6ede\u5728\u306a\u3089\u4e21\u65b9\u3092\u6301\u3064\u65b9\u304c\u591a\u3044\u3067\u3059\u3002Wise\u306f\u65e5\u672c\u5186\u3068\u8c6a\u30c9\u30eb\u306e\u884c\u304d\u6765\u306b\u5f37\u304f\u3001\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\u306f\u7d66\u6599\u30fb\u5bb6\u8cc3\u30fb\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\u306e\u53d7\u3051\u53d6\u308a\u306a\u3069\u73fe\u5730\u751f\u6d3b\u306e\u57fa\u76e4\u306b\u306a\u308a\u307e\u3059\u3002\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u56fd\u7a0e\u5e81\u306f\u3001\u5e30\u56fd\u5f8c\u306e\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\u53d7\u3051\u53d6\u308a\u306e\u305f\u3081\u306b\u8c6a\u5dde\u306e\u9280\u884c\u53e3\u5ea7\u3092\u958b\u3051\u3066\u304a\u304f\u3053\u3068\u3092\u691c\u8a0e\u3059\u308b\u3088\u3046\u6848\u5185\u3057\u3066\u3044\u307e\u3059\u3002\"\n        }\n      }\n    ]\n  }\n]\n<\/script><\/div>\n<style>\n\/* ===== TOC ===== *\/\n.toc{border:1px solid #77cce6;border-radius:5px;margin:1.5em 0;overflow:hidden;}\n.toc-header{background-color:#a8d5e8;color:#333;padding:10px 15px;font-size:1.1em;font-weight:700;border-bottom:1px solid #77cce6;display:block;}\n.toc-content{background-color:#f7f7f7;visibility:visible;padding:15px 15px;transition:none;}\n.toc ul{list-style:none;margin:0;padding:0 0 0 10px;background-color:transparent;}\n.toc ul li{line-height:1.6;margin-bottom:5px;}\n.toc a{color:#333;text-decoration:none;}\n.toc ul ul{padding:0 0 0 20px;margin-top:5px;}\n.toc ul ul li{padding-left:15px;position:relative;font-size:.95em;}\n.toc ul ul li:before{content:\"\u3009\";color:#77cce6;position:absolute;left:0;top:0;}\n\/* ===== .ft Tables ===== *\/\n.ft{width:100% !important;max-width:100% !important;border-collapse:collapse !important;table-layout:fixed !important;font-size:14px;}\n.ft th,.ft td{box-sizing:border-box !important;overflow-wrap:anywhere !important;white-space:normal !important;}\n.ft th{background:#f5f5f5;color:#666;font-weight:500;font-size:12px;padding:10px 14px;text-align:left;border-bottom:1px solid #e0e0e0;}\n.ft td{padding:11px 14px;vertical-align:middle;line-height:1.6;text-align:left;}\n.ft tr:nth-child(odd) td{background:#ffffff;}\n.ft tr:nth-child(even) td{background:#f9f9f9;}\n.ft td:nth-child(1){font-weight:600;}\n.ft .section-row td{background:#eef4ff !important;font-weight:bold;}\n.ft .note-row td{background:#f9f9f9 !important;font-weight:normal;font-size:12px;color:#666;}\n\/* ===== box-point ===== *\/\n.box-point{background:#f7fbfd;border:1px solid #d6e9f2;border-left:4px solid #5ba8c9;border-radius:8px;padding:18px 22px;margin:1.6em 0;}\n.box-point p{margin:0 0 20px !important;line-height:normal !important;}\n.box-point p:last-child{margin-bottom:0 !important;}\n<\/style>\n<p>\u300c\u7559\u5b66\u8cbb\u7528\u3092\u65e5\u672c\u304b\u3089\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u53e3\u5ea7\u306b\u9001\u308a\u305f\u3044\u3051\u308c\u3069\u3001\u9280\u884c\u306e\u6d77\u5916\u9001\u91d1\u306f\u624b\u6570\u6599\u304c\u9ad8\u3044\u3068\u805e\u3044\u305f\u300d\u300cWise\uff08\u30ef\u30a4\u30ba\uff09\u304c\u5b89\u3044\u3089\u3057\u3044\u3051\u308c\u3069\u3001\u672c\u5f53\u306b\u5927\u4e08\u592b\uff1f\u300d\u2014\u2014\u51fa\u767a\u524d\u3084\u5230\u7740\u76f4\u5f8c\u306b\u3001\u3053\u3046\u3057\u305f\u7591\u554f\u3092\u6301\u3064\u65b9\u306f\u3068\u3066\u3082\u591a\u3044\u3067\u3059\u3002<\/p>\n<p>\u6d77\u5916\u9001\u91d1\u306e\u30b3\u30b9\u30c8\u306f\u3001\u753b\u9762\u306b\u51fa\u308b\u300c\u624b\u6570\u6599\u300d\u3060\u3051\u3067\u306a\u304f\u3001\u70ba\u66ff\u30ec\u30fc\u30c8\u306b\u4e0a\u4e57\u305b\u3055\u308c\u305f\u5206\u3082\u542b\u3081\u3066\u8003\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u3053\u3092\u898b\u843d\u3068\u3059\u3068\u3001\u3069\u306e\u30b5\u30fc\u30d3\u30b9\u304c\u5f97\u306a\u306e\u304b\u3092\u6b63\u3057\u304f\u6bd4\u3079\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001Wise\u306710\u4e07\u5186\u30fb50\u4e07\u5186\u30fb100\u4e07\u5186\u3092\u8c6a\u30c9\u30eb\u306b\u3057\u305f\u3068\u304d\u306e\u624b\u6570\u6599\u3068\u53d7\u53d6\u984d\u3092\u3001<strong>2026\u5e749\u670823\u65e5\u306bWise\u516c\u5f0f\u304b\u3089\u53d6\u5f97\u3057\u305f\u5b9f\u969b\u306e\u6570\u5b57<\/strong>\u3067\u793a\u3057\u3001\u540c\u3058\u6761\u4ef6\u306e\u9280\u884c\u9001\u91d1\u3068\u6bd4\u3079\u307e\u3059\u3002\u3042\u308f\u305b\u3066\u3001\u65e5\u672c\u5074\u306e\u30eb\u30fc\u30eb\uff08\u9001\u91d1\u4e0a\u9650\u30fb\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\uff09\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306e\u7d66\u6599\u53d7\u3051\u53d6\u308a\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4f7f\u3044\u65b9\u3001\u5e30\u56fd\u6642\u306e\u4f7f\u3044\u65b9\u307e\u3067\u9806\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p>\u9001\u91d1\u306e\u65b9\u6cd5\u3084\u73fe\u5730\u306e\u53e3\u5ea7\u3065\u304f\u308a\u3067\u8ff7\u3063\u305f\u3089\u3001\u8a18\u4e8b\u306e\u6700\u5f8c\u304b\u3089\u7121\u6599\u76f8\u8ac7\u3082\u53d7\u3051\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n<div class=\"toc\">\n<div class=\"toc-header\"><span class=\"toc-title\">\u76ee\u6b21<\/span><\/div>\n<div id=\"toc-list\" class=\"toc-content\">\n<ul>\n<li>\n        <a href=\"#what\">Wise\uff08\u30ef\u30a4\u30ba\uff09\u3068\u306f\uff1f\u65e5\u672c\u3068\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306e\u4f4d\u7f6e\u3065\u3051<\/a><\/p>\n<ul>\n<li><a href=\"#mechanism\">\u9001\u91d1\u306e\u4ed5\u7d44\u307f<\/a><\/li>\n<li><a href=\"#japan-license\">\u65e5\u672c\uff1a\u91d1\u878d\u5e81\u306b\u767b\u9332\u3055\u308c\u305f\u8cc7\u91d1\u79fb\u52d5\u696d\u8005<\/a><\/li>\n<li><a href=\"#au-license\">\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\uff1aASIC\u30fbAPRA\u30fbAUSTRAC<\/a><\/li>\n<\/ul>\n<\/li>\n<li>\n        <a href=\"#fee\">\u3010\u5b9f\u4f8b\u301110\u4e07\u30fb50\u4e07\u30fb100\u4e07\u5186\u3092\u8c6a\u30c9\u30eb\u306b\u3057\u305f\u624b\u6570\u6599\u3068\u53d7\u53d6\u984d<\/a><\/p>\n<ul>\n<li><a href=\"#wise-fee\">Wise\u306e\u624b\u6570\u6599\u306e\u4ed5\u7d44\u307f\u3068\u5b9f\u969b\u306e\u6570\u5b57<\/a><\/li>\n<li><a href=\"#bank-fee\">\u9280\u884c\uff08\u4e09\u83f1UFJ\u9280\u884c\uff09\u3068\u540c\u3058\u6761\u4ef6\u3067\u6bd4\u3079\u308b\u3068<\/a><\/li>\n<li><a href=\"#not-always\">Wise\u304c\u3044\u3064\u3082\u4e00\u756a\u591a\u304f\u5c4a\u304f\u3068\u306f\u9650\u3089\u306a\u3044<\/a><\/li>\n<\/ul>\n<\/li>\n<li>\n        <a href=\"#rules\">\u65e5\u672c\u5074\u306e\u30eb\u30fc\u30eb\uff1a\u9001\u91d1\u4e0a\u9650\u3068\u30de\u30a4\u30ca\u30f3\u30d0\u30fc<\/a><\/p>\n<ul>\n<li><a href=\"#limit\">1\u56de\u3042\u305f\u308a\u306e\u9001\u91d1\u4e0a\u9650<\/a><\/li>\n<li><a href=\"#mynumber\">\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u306f\u5fc5\u8981\uff1f<\/a><\/li>\n<\/ul>\n<\/li>\n<li><a href=\"#register\">Wise\u306e\u767b\u9332\u65b9\u6cd5<\/a><\/li>\n<li><a href=\"#howto\">Wise\u3067\u306e\u9001\u91d1\u65b9\u6cd5\u30105\u30b9\u30c6\u30c3\u30d7\u3011<\/a><\/li>\n<li>\n        <a href=\"#australia\">\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306e\u4f7f\u3044\u65b9<\/a><\/p>\n<ul>\n<li><a href=\"#salary\">\u8c6a\u30c9\u30eb\u53e3\u5ea7\u60c5\u5831\uff08BSB\u30fb\u53e3\u5ea7\u756a\u53f7\uff09\u3067\u7d66\u6599\u3092\u53d7\u3051\u53d6\u308b<\/a><\/li>\n<li><a href=\"#card\">Wise\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u624b\u6570\u6599\u3068ATM<\/a><\/li>\n<li><a href=\"#local-bank\">\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\u3068\u306e\u4f7f\u3044\u5206\u3051<\/a><\/li>\n<li><a href=\"#move\">\u30ef\u30fc\u30db\u30ea\u3067\u4f4f\u6c11\u7968\u3092\u629c\u304f\u5834\u5408\u306e\u6ce8\u610f<\/a><\/li>\n<\/ul>\n<\/li>\n<li><a href=\"#return\">\u5e30\u56fd\u6642\u306e\u4f7f\u3044\u65b9\uff08\u8c6a\u30c9\u30eb\u3092\u65e5\u672c\u5186\u306b\u623b\u3059\uff09<\/a><\/li>\n<li><a href=\"#compare\">Revolut\uff08\u30ec\u30dc\u30ea\u30e5\u30fc\u30c8\uff09\u3068\u306e\u6bd4\u8f03<\/a><\/li>\n<li><a href=\"#trouble\">\u5165\u91d1\u3055\u308c\u306a\u3044\u30fb\u30a8\u30e9\u30fc\u304c\u51fa\u305f\u3068\u304d\u306f<\/a><\/li>\n<li><a href=\"#faq\">\u3088\u304f\u3042\u308b\u8cea\u554f\uff08FAQ\uff09<\/a><\/li>\n<li><a href=\"#source\">\u3053\u306e\u8a18\u4e8b\u306e\u60c5\u5831\u6e90<\/a><\/li>\n<li><a href=\"#sum\">\u307e\u3068\u3081<\/a><\/li>\n<li>\n        <a href=\"#is-support\">\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306e\u30b5\u30dd\u30fc\u30c8<\/a><\/p>\n<ul>\n<li><a href=\"#booking\">\u30ab\u30a6\u30f3\u30bb\u30ea\u30f3\u30b0\u306e\u4e88\u7d04\u65b9\u6cd5<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div>\n<\/div>\n<div style=\"border: 2px solid #D85A30; border-radius: 12px; padding: 1.25rem 1.5rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap;\">\n<p style=\"margin: 0; font-size: 15px; font-weight: bold;\">\u7559\u5b66\u8cbb\u7528\u306e\u6e96\u5099\u3084\u73fe\u5730\u3067\u306e\u53e3\u5ea7\u3065\u304f\u308a\u3001\u7121\u6599\u3067\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\uff01<\/p>\n<div style=\"display: flex; gap: 8px; flex-wrap: wrap;\">\n    <a href=\"https:\/\/ws.formzu.net\/sfgen\/S19087617\/\" style=\"display: inline-flex; align-items: center; gap: 7px; background: #D85A30; color: #fff; border-radius: 8px; padding: 10px 18px; font-size: 15px; font-weight: bold; text-decoration: none;\">&#x2709; \u7121\u6599\u76f8\u8ac7\u30d5\u30a9\u30fc\u30e0<\/a><br \/>\n    <a href=\"https:\/\/line.me\/R\/ti\/p\/@qne5789q?oat_content=url&#038;ts=10091426\" style=\"display: inline-flex; align-items: center; gap: 7px; background: #06C755; color: #fff; border-radius: 8px; padding: 10px 18px; font-size: 15px; font-weight: bold; text-decoration: none;\">&#x1f4ac; LINE\u3067\u76f8\u8ac7<\/a>\n  <\/div>\n<\/div>\n<h2 id=\"what\">Wise\uff08\u30ef\u30a4\u30ba\uff09\u3068\u306f\uff1f\u65e5\u672c\u3068\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306e\u4f4d\u7f6e\u3065\u3051<\/h2>\n<p>Wise\u306f\u3001\u6d77\u5916\u9001\u91d1\u30fb\u4e21\u66ff\u30fb\u8907\u6570\u901a\u8ca8\u306e\u4fdd\u6709\u304c\u3067\u304d\u308b\u30aa\u30f3\u30e9\u30a4\u30f3\u306e\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002\u30a2\u30d7\u30ea\u307e\u305f\u306f\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u3067\u624b\u7d9a\u304d\u304c\u5b8c\u7d50\u3057\u300140\u7a2e\u985e\u4ee5\u4e0a\u306e\u901a\u8ca8\u30921\u3064\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u3067\u7ba1\u7406\u3067\u304d\u307e\u3059\u3002\u5c02\u7528\u306e\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u4f5c\u308c\u3070\u3001\u73fe\u5730\u3067\u306e\u304a\u8cb7\u3044\u7269\u3084ATM\u3067\u306e\u5f15\u304d\u51fa\u3057\u306b\u3082\u4f7f\u3048\u307e\u3059\u3002<\/p>\n<h3 id=\"mechanism\">\u9001\u91d1\u306e\u4ed5\u7d44\u307f<\/h3>\n<p>\u9280\u884c\u306e\u6d77\u5916\u9001\u91d1\u306f\u3001\u56fd\u969b\u7684\u306a\u9001\u91d1\u7db2\uff08Swift\uff09\u3092\u901a\u3058\u3066\u3001\u3044\u304f\u3064\u304b\u306e\u9280\u884c\u3092\u7d4c\u7531\u3057\u3066\u304a\u91d1\u3092\u5c4a\u3051\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002\u7d4c\u7531\u3059\u308b\u9280\u884c\u3054\u3068\u306b\u624b\u6570\u6599\u304c\u5dee\u3057\u5f15\u304b\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u3001\u6700\u7d42\u7684\u306b\u3044\u304f\u3089\u5c4a\u304f\u304b\u304c\u9001\u308b\u6642\u70b9\u3067\u306f\u78ba\u5b9a\u3057\u306a\u3044\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>Wise\u3067\u306f\u3001\u9001\u91d1\u624b\u7d9a\u304d\u306e\u753b\u9762\u306b\u300c\u624b\u6570\u6599\u300d\u3068\u300c\u53d7\u53d6\u4eba\u304c\u53d7\u3051\u53d6\u308b\u91d1\u984d\u300d\u304c\u8868\u793a\u3055\u308c\u3001\u305d\u306e\u91d1\u984d\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u9001\u91d1\u3057\u307e\u3059\u3002\u70ba\u66ff\u30ec\u30fc\u30c8\u306f\u3001\u9280\u884c\u9593\u3067\u53d6\u5f15\u3055\u308c\u308b\u5b9f\u52e2\u306e\u4e2d\u5024\uff08\u30df\u30c3\u30c9\u30de\u30fc\u30b1\u30c3\u30c8\u30ec\u30fc\u30c8\uff09\u3092\u4f7f\u3044\u3001\u624b\u6570\u6599\u306f\u5225\u306b\u660e\u793a\u3055\u308c\u308b\u65b9\u5f0f\u3067\u3059\u3002<\/p>\n<h3 id=\"japan-license\">\u65e5\u672c\uff1a\u91d1\u878d\u5e81\u306b\u767b\u9332\u3055\u308c\u305f\u8cc7\u91d1\u79fb\u52d5\u696d\u8005<\/h3>\n<p>\u65e5\u672c\u3067Wise\u3092\u904b\u55b6\u3059\u308b\u30ef\u30a4\u30ba\u30fb\u30da\u30a4\u30e1\u30f3\u30c4\u30fb\u30b8\u30e3\u30d1\u30f3\u682a\u5f0f\u4f1a\u793e\u306f\u3001\u91d1\u878d\u5e81\u306e\u300c\u8cc7\u91d1\u79fb\u52d5\u696d\u8005\u767b\u9332\u4e00\u89a7\u300d\uff082026\u5e747\u670831\u65e5\u73fe\u5728\uff09\u306b<strong>\u95a2\u6771\u8ca1\u52d9\u5c40\u9577 \u7b2c00040\u53f7<\/strong>\uff082015\u5e748\u670818\u65e5\u767b\u9332\uff09\u3068\u3057\u3066\u63b2\u8f09\u3055\u308c\u3066\u304a\u308a\u3001\u7b2c\u4e00\u7a2e\u3068\u7b2c\u4e8c\u7a2e\u306e\u4e21\u65b9\u306e\u8cc7\u91d1\u79fb\u52d5\u696d\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002Wise\u306e\u6848\u5185\u3067\u306f\u3001100\u4e07\u5186\u4ee5\u4e0b\u306e\u9001\u91d1\u30fb\u53e3\u5ea7\u6b8b\u9ad8\u30fb\u30ab\u30fc\u30c9\u304c\u7b2c\u4e8c\u7a2e\u3001100\u4e07\u5186\u3092\u8d85\u3048\u308b\u9001\u91d1\u304c\u7b2c\u4e00\u7a2e\u306e\u6271\u3044\u3067\u3059\u3002<\/p>\n<table class=\"ft\">\n<colgroup>\n<col style=\"width:30%\">\n<col style=\"width:70%\"><\/colgroup>\n<tbody>\n<tr>\n<td>\u904b\u55b6\u4f1a\u793e\uff08\u65e5\u672c\uff09<\/td>\n<td>\u30ef\u30a4\u30ba\u30fb\u30da\u30a4\u30e1\u30f3\u30c4\u30fb\u30b8\u30e3\u30d1\u30f3\u682a\u5f0f\u4f1a\u793e<\/td>\n<\/tr>\n<tr>\n<td>\u767b\u9332\u756a\u53f7<\/td>\n<td>\u95a2\u6771\u8ca1\u52d9\u5c40\u9577 \u7b2c00040\u53f7\uff082015\u5e748\u670818\u65e5\u767b\u9332\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u696d\u52d9\u306e\u7a2e\u5225<\/td>\n<td>\u7b2c\u4e00\u7a2e\u8cc7\u91d1\u79fb\u52d5\u696d\u30fb\u7b2c\u4e8c\u7a2e\u8cc7\u91d1\u79fb\u52d5\u696d<\/td>\n<\/tr>\n<tr class=\"note-row\">\n<td colspan=\"2\">\u203b\u91d1\u878d\u5e81\u300c\u8cc7\u91d1\u79fb\u52d5\u696d\u8005\u767b\u9332\u4e00\u89a7\u300d2026\u5e747\u670831\u65e5\u73fe\u5728\u306e\u63b2\u8f09\u5185\u5bb9\u3067\u3059\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 id=\"au-license\">\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\uff1aASIC\u30fbAPRA\u30fbAUSTRAC<\/h3>\n<p>\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308bWise Australia Pty Ltd\u306f\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u8a3c\u5238\u6295\u8cc7\u59d4\u54e1\u4f1a\uff08ASIC\uff09\u306e\u898f\u5236\u3092\u53d7\u3051\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u4e8b\u696d\u8005\u3067\u3001AFS\u30e9\u30a4\u30bb\u30f3\u30b9\u756a\u53f7\u306f<strong>513764<\/strong>\u3067\u3059\u3002\u3042\u308f\u305b\u3066\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u5065\u5168\u6027\u898f\u5236\u5e81\uff08APRA\uff09\u304b\u3089\u300c\u8cfc\u5165\u578b\u6c7a\u6e08\u624b\u6bb5\uff08PPF\uff09\u306e\u63d0\u4f9b\u8005\u306b\u9650\u5b9a\u3057\u305f\u9810\u91d1\u53d6\u6271\u6a5f\u95a2\uff08ADI\uff09\u300d\u3068\u3057\u3066\u8a8d\u53ef\u3092\u53d7\u3051\u3001\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u5bfe\u7b56\u3092\u6240\u7ba1\u3059\u308bAUSTRAC\u306e\u5831\u544a\u5bfe\u8c61\u4e8b\u696d\u8005\u306b\u3082\u306a\u3063\u3066\u3044\u307e\u3059\uff08Wise\u516c\u5f0f\u306e\u898f\u5236\u60c5\u5831\u30da\u30fc\u30b8\u3088\u308a\uff09\u3002<\/p>\n<h2 id=\"fee\">\u3010\u5b9f\u4f8b\u301110\u4e07\u30fb50\u4e07\u30fb100\u4e07\u5186\u3092\u8c6a\u30c9\u30eb\u306b\u3057\u305f\u624b\u6570\u6599\u3068\u53d7\u53d6\u984d<\/h2>\n<p>\u3053\u3053\u304b\u3089\u304c\u672c\u984c\u3067\u3059\u30022026\u5e749\u670823\u65e5\uff08\u65e5\u672c\u6642\u959313\u664220\u5206\u3054\u308d\uff09\u306bWise\u516c\u5f0f\u306e\u6599\u91d1\u30c7\u30fc\u30bf\u3092\u53d6\u5f97\u3057\u3001\u65e5\u672c\u5186\u3092\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u9280\u884c\u53e3\u5ea7\u3078\u8c6a\u30c9\u30eb\u3067\u9001\u3063\u305f\u5834\u5408\u306e\u6570\u5b57\u3092\u78ba\u8a8d\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u6642\u70b9\u306e\u30df\u30c3\u30c9\u30de\u30fc\u30b1\u30c3\u30c8\u30ec\u30fc\u30c8\u306f<strong>1AU$\uff1d\u7d04111.97\u5186<\/strong>\u3067\u3057\u305f\u3002<\/p>\n<h3 id=\"wise-fee\">Wise\u306e\u624b\u6570\u6599\u306e\u4ed5\u7d44\u307f\u3068\u5b9f\u969b\u306e\u6570\u5b57<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u306e\u5165\u91d1\u65b9\u6cd5\u306b\u3088\u3063\u3066\u5909\u308f\u308b\u624b\u6570\u6599\u30a4\u30e1\u30fc\u30b8.png\" alt=\"\u9280\u884c\u632f\u8fbc\u3068\u30ab\u30fc\u30c9\u6255\u3044\u3067\u5909\u308f\u308bWise\u306e\u6d77\u5916\u9001\u91d1\u624b\u6570\u6599\u3092\u6bd4\u8f03\u3059\u308b\u30a4\u30e1\u30fc\u30b8\" width=\"1200\" height=\"600\" class=\"alignnone size-full wp-image-3753\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u306e\u5165\u91d1\u65b9\u6cd5\u306b\u3088\u3063\u3066\u5909\u308f\u308b\u624b\u6570\u6599\u30a4\u30e1\u30fc\u30b8.png 1200w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u306e\u5165\u91d1\u65b9\u6cd5\u306b\u3088\u3063\u3066\u5909\u308f\u308b\u624b\u6570\u6599\u30a4\u30e1\u30fc\u30b8-300x150.png 300w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u306e\u5165\u91d1\u65b9\u6cd5\u306b\u3088\u3063\u3066\u5909\u308f\u308b\u624b\u6570\u6599\u30a4\u30e1\u30fc\u30b8-768x384.png 768w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u306e\u5165\u91d1\u65b9\u6cd5\u306b\u3088\u3063\u3066\u5909\u308f\u308b\u624b\u6570\u6599\u30a4\u30e1\u30fc\u30b8-1024x512.png 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>\u65e5\u672c\u306e\u9280\u884c\u53e3\u5ea7\u304b\u3089\u632f\u308a\u8fbc\u3093\u3067\u5165\u91d1\u3057\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u9280\u884c\u53e3\u5ea7\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001\u624b\u6570\u6599\u306f\u300c\u56fa\u5b9a199\u5186\uff0b\u9001\u91d1\u984d\u306e0.69%\u300d\u3067\u3057\u305f\u3002\u70ba\u66ff\u30ec\u30fc\u30c8\u3078\u306e\u4e0a\u4e57\u305b\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<table class=\"ft\">\n<colgroup>\n<col style=\"width:28%\">\n<col style=\"width:36%\">\n<col style=\"width:36%\"><\/colgroup>\n<thead>\n<tr>\n<th>\u9001\u308b\u91d1\u984d<\/th>\n<th>Wise\u306e\u624b\u6570\u6599<\/th>\n<th>\u53d7\u53d6\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>100,000\u5186<\/td>\n<td>883\u5186<\/td>\n<td>AU$885.19<\/td>\n<\/tr>\n<tr>\n<td>500,000\u5186<\/td>\n<td>3,624\u5186<\/td>\n<td>AU$4,433.03<\/td>\n<\/tr>\n<tr>\n<td>1,000,000\u5186<\/td>\n<td>7,051\u5186<\/td>\n<td>AU$8,867.83<\/td>\n<\/tr>\n<tr class=\"note-row\">\n<td colspan=\"3\">\u203b2026\u5e749\u670823\u65e5\u53d6\u5f97\u3002\u65e5\u672c\u306e\u9280\u884c\u53e3\u5ea7\u304b\u3089\u632f\u8fbc\u3067\u5165\u91d1\u3057\u3001\u8c6a\u5dde\u306e\u9280\u884c\u53e3\u5ea7\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u3002\u70ba\u66ff\u3068\u624b\u6570\u6599\u306f\u65e5\u3005\u5909\u308f\u308a\u307e\u3059\u3002\u9001\u91d1\u524d\u306b\u5fc5\u305aWise\u516c\u5f0f\u306e\u6599\u91d1\u30da\u30fc\u30b8\u3067\u6700\u65b0\u306e\u91d1\u984d\u3092\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"box-point\">\n<p><strong>&#x26a0; \u540c\u3058Wise\u3067\u3082\u300c\u5165\u91d1\u65b9\u6cd5\u300d\u3067\u624b\u6570\u6599\u304c\u7d044.6\u500d\u306b<\/strong><\/p>\n<p>\u2460 10\u4e07\u5186\u3092\u9001\u308b\u5834\u5408\u3001\u9280\u884c\u632f\u8fbc\u3067\u5165\u91d1\u3059\u308b\u3068\u624b\u6570\u6599\u306f883\u5186\u3067\u3057\u305f\u3002<\/p>\n<p>\u2461 \u540c\u305810\u4e07\u5186\u3092\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3067\u5165\u91d1\u3059\u308b\u3068\u3001\u624b\u6570\u6599\u306f4,028\u5186\uff08\u53d7\u53d6\u984dAU$857.11\uff09\u3002\u3046\u30613,167\u5186\u304c\u5165\u91d1\u624b\u6570\u6599\u3067\u3059\u3002<\/p>\n<p>\u2462 Visa\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5165\u91d1\u3067\u30822,813\u5186\uff08\u53d7\u53d6\u984dAU$867.96\uff09\u3067\u3057\u305f\u3002\u9001\u91d1\u753b\u9762\u3067\u652f\u6255\u3044\u65b9\u6cd5\u3092\u9078\u3076\u3068\u304d\u306f\u3001\u5408\u8a08\u306e\u624b\u6570\u6599\u3092\u5fc5\u305a\u898b\u6bd4\u3079\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<h3 id=\"bank-fee\">\u9280\u884c\uff08\u4e09\u83f1UFJ\u9280\u884c\uff09\u3068\u540c\u3058\u6761\u4ef6\u3067\u6bd4\u3079\u308b\u3068<\/h3>\n<p>\u6bd4\u8f03\u306e\u76f8\u624b\u3068\u3057\u3066\u3001\u4e09\u83f1UFJ\u9280\u884c\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\uff08\u4e09\u83f1UFJ\u30c0\u30a4\u30ec\u30af\u30c8\uff09\u3067\u3001\u4ed6\u884c\uff08\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u9280\u884c\uff09\u5b9b\u3066\u306b\u8c6a\u30c9\u30eb\u3067\u9001\u308b\u5834\u5408\u3092\u516c\u5f0f\u306e\u624b\u6570\u6599\u8868\u3067\u78ba\u8a8d\u3057\u307e\u3057\u305f\u3002<\/p>\n<ul>\n<li><b>\u9001\u91d1\u624b\u6570\u6599\uff1a<\/b>3,000\u5186\uff08\u5e97\u982d\u7a93\u53e3\u3084\u5916\u56fd\u9001\u91d1Web\u30b5\u30dd\u30fc\u30c8\uff0b\u306f7,000\u5186\uff09<\/li>\n<li><b>\u70ba\u66ff\u30ec\u30fc\u30c8\uff1a<\/b>\u5186\u9810\u91d1\u304b\u3089\u8c6a\u30c9\u30eb\u3067\u9001\u308b\u5834\u5408\u306f\u3001\u9001\u91d1\u5b9f\u884c\u6642\u306eTTS\uff08\u9280\u884c\u304c\u5916\u8ca8\u3092\u58f2\u308b\u30ec\u30fc\u30c8\uff09\u30022026\u5e749\u670818\u65e5\u306e\u516c\u8868\u76f8\u5834\u306f\u3001\u4e2d\u5024\uff08TTM\uff09111.21\u5186\u306b\u5bfe\u3057TTS 113.21\u5186\u3067\u3001<strong>1AU$\u3042\u305f\u308a2.00\u5186<\/strong>\u304c\u4e0a\u4e57\u305b\u3055\u308c\u3066\u3044\u307e\u3057\u305f<\/li>\n<li><b>\u305d\u306e\u4ed6\uff1a<\/b>\u4e09\u83f1UFJ\u30c0\u30a4\u30ec\u30af\u30c8\u306f\u53d7\u53d6\u4eba\u8ca0\u62c5\u306e\u307f\u306e\u6271\u3044\u3067\u3001\u5225\u9014\u3001\u652f\u6255\u9280\u884c\u30fb\u7d4c\u7531\u9280\u884c\u306e\u624b\u6570\u6599\u304c\u304b\u304b\u308b\u3053\u3068\u304c\u3042\u308b\u3068\u660e\u8a18\u3055\u308c\u3066\u3044\u307e\u3059<\/li>\n<\/ul>\n<p>\u65e5\u672c\u306f9\u670819\u65e5\u304b\u308923\u65e5\u307e\u3067\u571f\u65e5\u3068\u795d\u65e5\u304c\u7d9a\u304d\u3001\u9280\u884c\u306e\u516c\u8868\u76f8\u5834\u306f9\u670818\u65e5\u304c\u6700\u65b0\u3067\u3057\u305f\u3002\u305d\u3053\u3067\u516c\u5e73\u306b\u6bd4\u3079\u308b\u305f\u3081\u3001\u9280\u884c\u306e\u4e0a\u4e57\u305b\u5e45\uff081AU$\u3042\u305f\u308a2.00\u5186\uff09\u3092Wise\u3068\u540c\u3058\u4e2d\u5024111.97\u5186\u306b\u5f53\u3066\u306f\u3081\u3001TTS\u3092113.97\u5186\u3068\u3057\u3066\u8a08\u7b97\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div style=\"overflow-x:auto;\">\n<table class=\"ft\" style=\"min-width:560px;\">\n<colgroup>\n<col style=\"width:22%\">\n<col style=\"width:26%\">\n<col style=\"width:26%\">\n<col style=\"width:26%\"><\/colgroup>\n<thead>\n<tr>\n<th>\u9001\u308b\u91d1\u984d<\/th>\n<th>Wise\u306e\u53d7\u53d6\u984d<\/th>\n<th>\u9280\u884c\u306e\u53d7\u53d6\u984d<\/th>\n<th>\u5dee\uff08Wise\u304c\u591a\u3044\u5206\uff09<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>100,000\u5186<\/td>\n<td>AU$885.19<\/td>\n<td>AU$851.09<\/td>\n<td>AU$34.10\uff08\u7d043,800\u5186\uff09<\/td>\n<\/tr>\n<tr>\n<td>500,000\u5186<\/td>\n<td>AU$4,433.03<\/td>\n<td>AU$4,360.72<\/td>\n<td>AU$72.31\uff08\u7d048,100\u5186\uff09<\/td>\n<\/tr>\n<tr>\n<td>1,000,000\u5186<\/td>\n<td>AU$8,867.83<\/td>\n<td>AU$8,747.76<\/td>\n<td>AU$120.07\uff08\u7d0413,400\u5186\uff09<\/td>\n<\/tr>\n<tr class=\"note-row\">\n<td colspan=\"4\">\u203b\u9280\u884c\u306f\u4e09\u83f1UFJ\u30c0\u30a4\u30ec\u30af\u30c8\uff08\u4ed6\u884c\u5b9b\u30663,000\u5186\uff09\uff0bTTS 113.97\u5186\u3067\u8a66\u7b97\u3002\u9280\u884c\u5074\u306f\u4e2d\u7d99\u9280\u884c\u30fb\u53d7\u53d6\u9280\u884c\u306e\u624b\u6570\u6599\u304c\u5dee\u3057\u5f15\u304b\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u3001\u5b9f\u969b\u306e\u53d7\u53d6\u984d\u306f\u3055\u3089\u306b\u5c11\u306a\u304f\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u30029\u670818\u65e5\u306e\u516c\u8868TTS\uff08113.21\u5186\uff09\u3092\u305d\u306e\u307e\u307e\u4f7f\u3063\u305f\u5834\u5408\u306e\u9280\u884c\u306e\u53d7\u53d6\u984d\u306f\u3001AU$856.81\uff0f4,390.07\uff0f8,806.64\u3067\u3059\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>10\u4e07\u5186\u306e\u9001\u91d1\u3067\u6bd4\u3079\u308b\u3068\u3001Wise\u306e\u8cbb\u7528\u306f883\u5186\u3001\u9280\u884c\u306f\u9001\u91d1\u624b\u6570\u65993,000\u5186\u3068\u70ba\u66ff\u306e\u4e0a\u4e57\u305b\u7d041,700\u5186\u3067\u5408\u8a08\u7d044,700\u5186\u3067\u3057\u305f\u3002\u5dee\u304c\u51fa\u308b\u4e00\u756a\u306e\u7406\u7531\u306f\u3001\u624b\u6570\u6599\u305d\u306e\u3082\u306e\u3088\u308a\u3082<strong>\u70ba\u66ff\u30ec\u30fc\u30c8\u306e\u4e0a\u4e57\u305b<\/strong>\u3067\u3059\u3002\u9001\u91d1\u984d\u304c\u5927\u304d\u304f\u306a\u308b\u307b\u3069\u3001\u3053\u306e\u4e0a\u4e57\u305b\u5206\u304c\u52b9\u3044\u3066\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"not-always\">Wise\u304c\u3044\u3064\u3082\u4e00\u756a\u591a\u304f\u5c4a\u304f\u3068\u306f\u9650\u3089\u306a\u3044<\/h3>\n<p>\u516c\u5e73\u306e\u305f\u3081\u306b\u4ed8\u3051\u52a0\u3048\u308b\u3068\u3001Wise\u81ea\u8eab\u304c\u516c\u958b\u3057\u3066\u3044\u308b\u6bd4\u8f03\u30c4\u30fc\u30eb\uff08\u540c\u65e5\u53d6\u5f97\uff09\u3067\u306f\u300110\u4e07\u5186\u30fb100\u4e07\u5186\u306e\u3069\u3061\u3089\u3067\u3082\u3001Instarem\uff08\u30a4\u30f3\u30b9\u30bf\u30ea\u30e0\uff09\u306e\u53d7\u53d6\u984d\u304cWise\u3092\u4e0a\u56de\u3063\u3066\u3044\u307e\u3057\u305f\uff0810\u4e07\u5186\u3067AU$890.70\u3001100\u4e07\u5186\u3067AU$8,906.98\uff09\u3002\u300cWise\u304c\u5e38\u306b\u6700\u5b89\u300d\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u91d1\u984d\u30fb\u65e5\u6642\u30fb\u5165\u91d1\u65b9\u6cd5\u3067\u9806\u4f4d\u306f\u5165\u308c\u66ff\u308f\u308a\u307e\u3059\u3002<\/p>\n<p>\u5927\u304d\u306a\u91d1\u984d\u3092\u9001\u308b\u524d\u306f\u3001\u8907\u6570\u306e\u30b5\u30fc\u30d3\u30b9\u3067\u300c\u6700\u7d42\u7684\u306b\u3044\u304f\u3089\u5c4a\u304f\u304b\u300d\u3092\u540c\u3058\u65e5\u306b\u898b\u6bd4\u3079\u308b\u306e\u304c\u78ba\u5b9f\u3067\u3059\u3002<\/p>\n<div style=\"border: 2px solid #D85A30; border-radius: 12px; padding: 1.25rem 1.5rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap;\">\n<p style=\"margin: 0; font-size: 15px; font-weight: bold;\">\u5b66\u8cbb\u30fb\u6ede\u5728\u8cbb\u3092\u3044\u3064\u3001\u3044\u304f\u3089\u9001\u308b\u304b\u3002\u7559\u5b66\u30d7\u30e9\u30f3\u3068\u4e00\u7dd2\u306b\u3054\u76f8\u8ac7\u3044\u305f\u3060\u3051\u307e\u3059\uff01<\/p>\n<div style=\"display: flex; gap: 8px; flex-wrap: wrap;\">\n    <a href=\"https:\/\/ws.formzu.net\/sfgen\/S19087617\/\" style=\"display: inline-flex; align-items: center; gap: 7px; background: #D85A30; color: #fff; border-radius: 8px; padding: 10px 18px; font-size: 15px; font-weight: bold; text-decoration: none;\">&#x2709; \u7121\u6599\u76f8\u8ac7\u30d5\u30a9\u30fc\u30e0<\/a><br \/>\n    <a href=\"https:\/\/line.me\/R\/ti\/p\/@qne5789q?oat_content=url&#038;ts=10091426\" style=\"display: inline-flex; align-items: center; gap: 7px; background: #06C755; color: #fff; border-radius: 8px; padding: 10px 18px; font-size: 15px; font-weight: bold; text-decoration: none;\">&#x1f4ac; LINE\u3067\u76f8\u8ac7<\/a>\n  <\/div>\n<\/div>\n<h2 id=\"rules\">\u65e5\u672c\u5074\u306e\u30eb\u30fc\u30eb\uff1a\u9001\u91d1\u4e0a\u9650\u3068\u30de\u30a4\u30ca\u30f3\u30d0\u30fc<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u7559\u5b66\u524d\u306e\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u63d0\u51fa\u6e96\u5099.png\" alt=\"\u6d77\u5916\u9001\u91d1\u524d\u306b\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u3084\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3092\u6e96\u5099\u3059\u308b\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u7559\u5b66\u751f\u306e\u69d8\u5b50\" width=\"1200\" height=\"800\" class=\"alignnone size-full wp-image-3755\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u7559\u5b66\u524d\u306e\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u63d0\u51fa\u6e96\u5099.png 1200w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u7559\u5b66\u524d\u306e\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u63d0\u51fa\u6e96\u5099-300x200.png 300w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u7559\u5b66\u524d\u306e\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u63d0\u51fa\u6e96\u5099-768x512.png 768w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u7559\u5b66\u524d\u306e\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u63d0\u51fa\u6e96\u5099-1024x683.png 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h3 id=\"limit\">1\u56de\u3042\u305f\u308a\u306e\u9001\u91d1\u4e0a\u9650<\/h3>\n<p>Wise\u3067\u306f\u3001\u65e5\u672c\u306b\u304a\u4f4f\u307e\u3044\u306e\u65b9\u306e\u9001\u91d1\u306f\u91d1\u984d\u306b\u3088\u3063\u3066\u6271\u3044\u304c\u5206\u304b\u308c\u307e\u3059\u3002<\/p>\n<table class=\"ft\">\n<colgroup>\n<col style=\"width:30%\">\n<col style=\"width:70%\"><\/colgroup>\n<tbody>\n<tr>\n<td>100\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td>\u7b2c\u4e8c\u7a2e\u9001\u91d1\u30021\u56de\u3042\u305f\u308a\u6700\u5927100\u4e07\u5186\u76f8\u5f53<\/td>\n<\/tr>\n<tr>\n<td>100\u4e07\u5186\u8d85<\/td>\n<td>\u7b2c\u4e00\u7a2e\u9001\u91d1\u306b\u81ea\u52d5\u3067\u5207\u308a\u66ff\u308f\u308a\u3001\u6700\u59271\u51045,000\u4e07\u5186\u76f8\u5f53\u307e\u3067<\/td>\n<\/tr>\n<tr>\n<td>\u6b8b\u9ad8\u3092\u4f7f\u3046\u9001\u91d1\u30fb\u30c1\u30e3\u30fc\u30b8<\/td>\n<td>1\u56de\u3042\u305f\u308a100\u4e07\u5186\u76f8\u5f53\u307e\u3067\uff08100\u4e07\u5186\u3092\u8d85\u3048\u308b\u9001\u91d1\u3067\u306f\u3001\u53e3\u5ea7\u6b8b\u9ad8\u3092\u652f\u6255\u3044\u65b9\u6cd5\u306b\u9078\u3079\u307e\u305b\u3093\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u53e3\u5ea7\u306b\u7f6e\u3044\u3066\u304a\u3051\u308b\u6b8b\u9ad8<\/td>\n<td>\u6700\u5927100\u4e07\u5186\u76f8\u5f53\uff08\u4e00\u5b9a\u671f\u9593\u3001\u5f15\u304d\u4e0a\u3052\u3067\u304d\u308b\u5834\u5408\u3042\u308a\uff09<\/td>\n<\/tr>\n<tr class=\"note-row\">\n<td colspan=\"2\">\u203bWise\u30d8\u30eb\u30d7\u30bb\u30f3\u30bf\u30fc\u300c\u7b2c\u4e8c\u7a2e\u9001\u91d1\u306b\u3064\u3044\u3066\u300d\u300c\u65e5\u672c\u306b\u304a\u4f4f\u307e\u3044\u306e\u304a\u5ba2\u69d8\u306e\u9ad8\u984d\u9001\u91d1\u306b\u3064\u3044\u3066\u300d\u3088\u308a\uff082026\u5e749\u670823\u65e5\u78ba\u8a8d\uff09\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5b66\u8cbb\u3092\u307e\u3068\u3081\u3066\u6255\u3046\u306a\u3069100\u4e07\u5186\u3092\u8d85\u3048\u308b\u5834\u5408\u3067\u3082\u3001\u65b0\u3057\u3044\u9001\u91d1\u624b\u7d9a\u304d\u3092\u4f5c\u308c\u3070\u7b2c\u4e00\u7a2e\u9001\u91d1\u3068\u3057\u3066\u9001\u308c\u307e\u3059\u3002\u305f\u3060\u3057\u300c\u3044\u3063\u305f\u3093Wise\u306e\u53e3\u5ea7\u306b\u5186\u3092\u8caf\u3081\u3066\u304b\u3089\u9001\u308b\u300d\u65b9\u6cd5\u306f1\u56de100\u4e07\u5186\u307e\u3067\u306a\u306e\u3067\u3001\u91d1\u984d\u304c\u5927\u304d\u3044\u3068\u304d\u306f\u9280\u884c\u632f\u8fbc\u3067\u76f4\u63a5\u5165\u91d1\u3059\u308b\u6d41\u308c\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"mynumber\">\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u306f\u5fc5\u8981\uff1f<\/h3>\n<p>\u65e5\u672c\u306b\u304a\u4f4f\u307e\u3044\u306e\u65b9\u306f<strong>\u5fc5\u8981<\/strong>\u3067\u3059\u3002\u300c\u56fd\u5916\u9001\u91d1\u7b49\u8abf\u66f8\u6cd5\u300d\uff08\u5185\u56fd\u7a0e\u306e\u9069\u6b63\u306a\u8ab2\u7a0e\u306e\u78ba\u4fdd\u3092\u56f3\u308b\u305f\u3081\u306e\u56fd\u5916\u9001\u91d1\u7b49\u306b\u4fc2\u308b\u8abf\u66f8\u306e\u63d0\u51fa\u7b49\u306b\u95a2\u3059\u308b\u6cd5\u5f8b\uff09\u7b2c3\u6761\u3067\u3001\u6d77\u5916\u3078\u9001\u91d1\u3059\u308b\u4eba\u306f\u3001\u6c0f\u540d\u30fb\u4f4f\u6240\u30fb\u500b\u4eba\u756a\u53f7\u3084\u9001\u91d1\u306e\u539f\u56e0\u306a\u3069\u3092\u8a18\u8f09\u3057\u305f\u544a\u77e5\u66f8\u3092\u91d1\u878d\u6a5f\u95a2\u306b\u51fa\u3059\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u540c\u6cd5\u306e\u65bd\u884c\u4ee4\u3067\u3001\u3053\u306e\u300c\u91d1\u878d\u6a5f\u95a2\u300d\u306b\u306f\u8cc7\u91d1\u79fb\u52d5\u696d\u8005\u3082\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Wise\u3082\u3001\u65e5\u672c\u5c45\u4f4f\u8005\u306e\u672c\u4eba\u78ba\u8a8d\u3067\u306f\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u306e\u63d0\u51fa\u3092\u7fa9\u52d9\u3068\u3057\u3066\u304a\u308a\u3001\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u3067\u306e\u78ba\u8a8d\u3092\u63a8\u5968\u3057\u3066\u3044\u307e\u3059\u3002\u30ab\u30fc\u30c9\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u901a\u77e5\u30ab\u30fc\u30c9\u307e\u305f\u306f\u4f4f\u6c11\u7968\u3068\u3001\u904b\u8ee2\u514d\u8a31\u8a3c\u306a\u3069\u306e\u5199\u771f\u4ed8\u304d\u8eab\u5206\u8a3c\u660e\u66f8\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u4f7f\u3048\u307e\u3059\u3002<\/p>\n<div class=\"box-point\">\n<p><strong>&#x1f4cc; 100\u4e07\u5186\u3092\u8d85\u3048\u308b\u9001\u91d1\u306f\u7a0e\u52d9\u7f72\u306b\u5831\u544a\u3055\u308c\u308b<\/strong><\/p>\n<p>\u2460 \u65bd\u884c\u4ee4\u3067\u306f\u3001100\u4e07\u5186\u3092\u8d85\u3048\u308b\u56fd\u5916\u9001\u91d1\u306b\u3064\u3044\u3066\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u7a0e\u52d9\u7f72\u3078\u300c\u56fd\u5916\u9001\u91d1\u7b49\u8abf\u66f8\u300d\u3092\u63d0\u51fa\u3059\u308b\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u2461 \u3053\u308c\u306fWise\u3067\u3082\u9280\u884c\u3067\u3082\u540c\u3058\u3067\u3059\u3002\u300cWise\u306a\u3089\u5831\u544a\u3055\u308c\u306a\u3044\u300d\u3068\u3044\u3046\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u2462 \u9001\u91d1\u76ee\u7684\u3092\u6b63\u78ba\u306b\u5165\u529b\u3057\u3001\u5b66\u8cbb\u306e\u8acb\u6c42\u66f8\u306a\u3069\u306e\u8cc7\u6599\u306f\u624b\u5143\u306b\u6b8b\u3057\u3066\u304a\u304f\u3068\u5b89\u5fc3\u3067\u3059\u3002<\/p>\n<\/div>\n<h2 id=\"register\">Wise\u306e\u767b\u9332\u65b9\u6cd5<\/h2>\n<p>\u767b\u9332\u306f\u30a2\u30d7\u30ea\u307e\u305f\u306f\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u3067\u884c\u3044\u307e\u3059\u3002\u30a2\u30d7\u30ea\u306e\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3067\u8ff7\u3046\u65b9\u306f\u3001<a href=\"https:\/\/www.study-au.com\/blog\/2026\/01\/01\/installlocalapps\/\">\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u73fe\u5730\u30a2\u30d7\u30ea\u3092\u30a4\u30f3\u30b9\u30c8\u30fc\u30eb\u3059\u308b\u65b9\u6cd5\uff5c\u4fbf\u5229\u30a2\u30d7\u30ea30\u9078\u3082\u7d39\u4ecb<\/a>\u3082\u3042\u308f\u305b\u3066\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n<ol>\n<li>\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u306a\u3069\u3067\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u4f5c\u6210\u3057\u3001\u5c45\u4f4f\u56fd\uff08\u65e5\u672c\uff09\u3068\u500b\u4eba\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u9078\u3076<\/li>\n<li>\u6c0f\u540d\u30fb\u751f\u5e74\u6708\u65e5\u30fb\u4f4f\u6240\u306a\u3069\u306e\u500b\u4eba\u60c5\u5831\u3092\u5165\u529b\u3059\u308b<\/li>\n<li>\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3068\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u3092\u63d0\u51fa\u3059\u308b\uff08\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u63a8\u5968\uff09<\/li>\n<li>\u5be9\u67fb\u304c\u7d42\u308f\u308b\u3068\u9001\u91d1\u3084\u8c6a\u30c9\u30eb\u53e3\u5ea7\u60c5\u5831\u306e\u53d6\u5f97\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b<\/li>\n<\/ol>\n<p>\u672c\u4eba\u78ba\u8a8d\u306e\u5be9\u67fb\u306b\u306f\u6642\u9593\u304c\u304b\u304b\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u51fa\u767a\u76f4\u524d\u306b\u614c\u3066\u306a\u3044\u3088\u3046\u3001\u6e21\u822a\u306e\u6570\u9031\u9593\u524d\u306b\u306f\u767b\u9332\u3092\u6e08\u307e\u305b\u3066\u304a\u304f\u3068\u5b89\u5fc3\u3067\u3059\u3002<\/p>\n<h2 id=\"howto\">Wise\u3067\u306e\u9001\u91d1\u65b9\u6cd5\u30105\u30b9\u30c6\u30c3\u30d7\u3011<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u3067\u306e\u9001\u91d1\u624b\u9806\u3092\u793a\u30595\u30b9\u30c6\u30c3\u30d7\u30a4\u30e1\u30fc\u30b8.png\" alt=\"\u91d1\u984d\u5165\u529b\u304b\u3089\u5165\u91d1\u78ba\u8a8d\u307e\u3067Wise\u3067\u306e\u6d77\u5916\u9001\u91d1\u624b\u9806\u30925\u30b9\u30c6\u30c3\u30d7\u3067\u793a\u3059\u30a4\u30e1\u30fc\u30b8\" width=\"1200\" height=\"452\" class=\"alignnone size-full wp-image-3752\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u3067\u306e\u9001\u91d1\u624b\u9806\u3092\u793a\u30595\u30b9\u30c6\u30c3\u30d7\u30a4\u30e1\u30fc\u30b8.png 1200w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u3067\u306e\u9001\u91d1\u624b\u9806\u3092\u793a\u30595\u30b9\u30c6\u30c3\u30d7\u30a4\u30e1\u30fc\u30b8-300x113.png 300w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u3067\u306e\u9001\u91d1\u624b\u9806\u3092\u793a\u30595\u30b9\u30c6\u30c3\u30d7\u30a4\u30e1\u30fc\u30b8-768x289.png 768w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/Wise\u3067\u306e\u9001\u91d1\u624b\u9806\u3092\u793a\u30595\u30b9\u30c6\u30c3\u30d7\u30a4\u30e1\u30fc\u30b8-1024x386.png 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>\u65e5\u672c\u5186\u3092\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u53e3\u5ea7\u3078\u9001\u308b\u57fa\u672c\u306e\u6d41\u308c\u3067\u3059\u3002<\/p>\n<ol>\n<li><b>\u9001\u91d1\u984d\u3068\u901a\u8ca8\u3092\u5165\u529b\u3059\u308b\uff1a<\/b>\u9001\u91d1\u5143\u3092JPY\u3001\u53d7\u53d6\u3092AUD\u306b\u3057\u3066\u91d1\u984d\u3092\u5165\u308c\u3001\u624b\u6570\u6599\u3068\u53d7\u53d6\u984d\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/li>\n<li><b>\u53d7\u53d6\u4eba\u306e\u53e3\u5ea7\u60c5\u5831\u3092\u5165\u529b\u3059\u308b\uff1a<\/b>\u53e3\u5ea7\u540d\u7fa9\u30fbBSB\uff086\u6841\u306e\u652f\u5e97\u756a\u53f7\uff09\u30fb\u53e3\u5ea7\u756a\u53f7\u3092\u5165\u308c\u307e\u3059\u3002\u81ea\u5206\u306e\u53e3\u5ea7\u306a\u3089\u81ea\u5206\u306e\u540d\u524d\u3067\u3059\u3002<\/li>\n<li><b>\u9001\u91d1\u76ee\u7684\u306a\u3069\u3092\u5165\u529b\u3059\u308b\uff1a<\/b>\u751f\u6d3b\u8cbb\u30fb\u5b66\u8cbb\u306a\u3069\u3001\u5b9f\u969b\u306e\u76ee\u7684\u3092\u9078\u3073\u307e\u3059\u3002<\/li>\n<li><b>\u652f\u6255\u3044\u65b9\u6cd5\u3092\u9078\u3076\uff1a<\/b>\u4e0a\u3067\u898b\u305f\u3068\u304a\u308a\u3001\u65b9\u6cd5\u306b\u3088\u3063\u3066\u624b\u6570\u6599\u304c\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002\u5408\u8a08\u984d\u3092\u6bd4\u3079\u3066\u9078\u3073\u307e\u3059\u3002<\/li>\n<li><b>\u5165\u91d1\u3057\u3066\u9001\u91d1\u72b6\u6cc1\u3092\u78ba\u8a8d\u3059\u308b\uff1a<\/b>\u753b\u9762\u306e\u6848\u5185\u3069\u304a\u308a\u672c\u4eba\u540d\u7fa9\u306e\u53e3\u5ea7\u304b\u3089\u5165\u91d1\u3057\u3001\u30a2\u30d7\u30ea\u3067\u9032\u307f\u5177\u5408\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/li>\n<\/ol>\n<h2 id=\"australia\">\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306e\u4f7f\u3044\u65b9<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306eWise\u6d3b\u7528\u30b7\u30fc\u30f34\u30d1\u30bf\u30fc\u30f3.png\" alt=\"\u7d66\u6599\u53d7\u3051\u53d6\u308a\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u652f\u6255\u3044\u306a\u3069\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306eWise\u6d3b\u7528\u30b7\u30fc\u30f3\u3092\u307e\u3068\u3081\u305f\u30a4\u30e1\u30fc\u30b8\" width=\"1200\" height=\"800\" class=\"alignnone size-full wp-image-3754\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306eWise\u6d3b\u7528\u30b7\u30fc\u30f34\u30d1\u30bf\u30fc\u30f3.png 1200w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306eWise\u6d3b\u7528\u30b7\u30fc\u30f34\u30d1\u30bf\u30fc\u30f3-300x200.png 300w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306eWise\u6d3b\u7528\u30b7\u30fc\u30f34\u30d1\u30bf\u30fc\u30f3-768x512.png 768w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u306eWise\u6d3b\u7528\u30b7\u30fc\u30f34\u30d1\u30bf\u30fc\u30f3-1024x683.png 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h3 id=\"salary\">\u8c6a\u30c9\u30eb\u53e3\u5ea7\u60c5\u5831\uff08BSB\u30fb\u53e3\u5ea7\u756a\u53f7\uff09\u3067\u7d66\u6599\u3092\u53d7\u3051\u53d6\u308b<\/h3>\n<p>Wise\u3067\u306f\u3001\u8c6a\u30c9\u30eb\u306e\u53e3\u5ea7\u60c5\u5831\uff08\u53e3\u5ea7\u540d\u7fa9\u30fbBSB\u30fb\u53e3\u5ea7\u756a\u53f7\uff09\u3092\u53d6\u5f97\u3067\u304d\u307e\u3059\u3002\u3053\u306e\u53e3\u5ea7\u60c5\u5831\u3067\u306f<strong>\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u56fd\u5185\u304b\u3089\u306e\u8c6a\u30c9\u30eb\u306e\u9280\u884c\u632f\u8fbc<\/strong>\u3092\u53d7\u3051\u53d6\u308c\u3001\u53d7\u53d6\u624b\u6570\u6599\u306f\u304b\u304b\u308a\u307e\u305b\u3093\u3002\u7740\u91d1\u306f\u6570\u5206\u304b\u3089\u3001\u9045\u304f\u3066\u30821\u55b6\u696d\u65e5\u7a0b\u5ea6\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Wise\u306f\u3001\u3053\u306e\u53e3\u5ea7\u60c5\u5831\u3092\u53cb\u4eba\u30fb\u5bb6\u65cf\u30fb\u53d6\u5f15\u5148\u3084\u4f1a\u793e\u306b\u4f1d\u3048\u3066\u632f\u308a\u8fbc\u3093\u3067\u3082\u3089\u3048\u308b\u3068\u6848\u5185\u3057\u3066\u304a\u308a\u3001\u30a2\u30eb\u30d0\u30a4\u30c8\u5148\u306b\u4f1d\u3048\u3066\u7d66\u6599\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002\u305f\u3060\u3057\u52e4\u52d9\u5148\u306b\u3088\u3063\u3066\u306f\u73fe\u5730\u9280\u884c\u306e\u53e3\u5ea7\u3092\u6c42\u3081\u3089\u308c\u308b\u3053\u3068\u3082\u3042\u308b\u305f\u3081\u3001\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u4ed5\u4e8b\u3092\u59cb\u3081\u308b\u524d\u306b\u5fc5\u8981\u306a\u7a0e\u756a\u53f7\u306f\u3001<a href=\"https:\/\/www.study-au.com\/blog\/2026\/01\/30\/tax-file-number\/\">\u30102026\u5e74\u6700\u65b0\u3011TFN\u306e\u7533\u8acb\u65b9\u6cd5\u3092\u5b8c\u5168\u89e3\u8aac\uff5c\u5c4a\u304b\u306a\u3044\u539f\u56e0\u3068\u5bfe\u7b56\u307e\u3068\u3081<\/a>\u3067\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div class=\"box-point\">\n<p><strong>&#x26a0; \u767b\u9332\u4f4f\u6240\u304c\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306b\u306a\u308b\u3068\u3001\u6d77\u5916\u304b\u3089\u306e\u9001\u91d1\u306f\u53d7\u3051\u53d6\u308c\u306a\u3044<\/strong><\/p>\n<p>\u2460 Wise\u306e\u8c6a\u30c9\u30eb\u53e3\u5ea7\u60c5\u5831\u306f\u3001\u767b\u9332\u4f4f\u6240\u304c\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u5834\u5408\u3001\u6d77\u5916\u304b\u3089\u306eSwift\u9001\u91d1\u3092\u53d7\u3051\u53d6\u308c\u307e\u305b\u3093\uff08\u56fd\u5185\u632f\u8fbc\u306e\u307f\uff09\u3002<\/p>\n<p>\u2461 \u65e5\u672c\u306e\u3054\u5bb6\u65cf\u304c\u9280\u884c\u306e\u6d77\u5916\u9001\u91d1\u3067\u3053\u306e\u53e3\u5ea7\u306b\u9001\u308d\u3046\u3068\u3057\u3066\u3082\u5c4a\u304b\u306a\u3044\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u4ed5\u9001\u308a\u306f\u3001\u3054\u5bb6\u65cf\u304cWise\u3067\u65e5\u672c\u5186\u304b\u3089\u9001\u308b\u65b9\u6cd5\u304b\u3001\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\u5b9b\u3066\u306b\u3059\u308b\u65b9\u6cd5\u3092\u9078\u3093\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<h3 id=\"card\">Wise\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u624b\u6570\u6599\u3068ATM<\/h3>\n<p>Wise\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u3001\u53e3\u5ea7\u306b\u3042\u308b\u901a\u8ca8\u3067\u305d\u306e\u307e\u307e\u652f\u6255\u3048\u308b\u30ab\u30fc\u30c9\u3067\u3059\u3002\u8c6a\u30c9\u30eb\u306e\u6b8b\u9ad8\u304c\u3042\u308c\u3070\u8c6a\u30c9\u30eb\u3067\u652f\u6255\u308f\u308c\u3001\u8db3\u308a\u306a\u3044\u5834\u5408\u306f\u4ed6\u306e\u901a\u8ca8\u304b\u3089\u4e21\u66ff\u3055\u308c\u307e\u3059\u3002\u767a\u884c\u3059\u308b\u30ab\u30fc\u30c9\u306f\u5c45\u4f4f\u56fd\u3067\u6c7a\u307e\u308a\u3001\u624b\u6570\u6599\u3082\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<div style=\"overflow-x:auto;\">\n<table class=\"ft\" style=\"min-width:560px;\">\n<colgroup>\n<col style=\"width:28%\">\n<col style=\"width:36%\">\n<col style=\"width:36%\"><\/colgroup>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u65e5\u672c\u5c45\u4f4f\u8005\u306e\u30ab\u30fc\u30c9<\/th>\n<th>\u8c6a\u5dde\u5c45\u4f4f\u8005\u306e\u30ab\u30fc\u30c9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u30ab\u30fc\u30c9\u767a\u884c<\/td>\n<td>1,200\u5186<\/td>\n<td>AU$10<\/td>\n<\/tr>\n<tr>\n<td>ATM\u5f15\u304d\u51fa\u3057\u306e\u7121\u6599\u67a0<\/td>\n<td>\u670825,000\u5186\u307e\u3067<\/td>\n<td>\u6708AU$400\u307e\u3067<\/td>\n<\/tr>\n<tr>\n<td>\u7121\u6599\u67a0\u3092\u8d85\u3048\u305f\u5206<\/td>\n<td>100\u5186\uff0b1.75%<\/td>\n<td>\u8d85\u904e\u5206\u306e2.69%<\/td>\n<\/tr>\n<tr>\n<td>\u6d77\u5916\u3067\u306e\u5229\u7528<\/td>\n<td>\u6d77\u5916\u4e8b\u52d9\u624b\u6570\u6599\u306a\u3057\uff08\u4e21\u66ff\u6642\u306f\u4e21\u66ff\u624b\u6570\u6599\uff09<\/td>\n<td>\u6d77\u5916\u4e8b\u52d9\u624b\u6570\u6599\u306a\u3057\uff08\u4e21\u66ff\u6642\u306f\u4e21\u66ff\u624b\u6570\u6599\uff09<\/td>\n<\/tr>\n<tr class=\"note-row\">\n<td colspan=\"3\">\u203bWise\u516c\u5f0f\u300cWise\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u624b\u6570\u6599\u300d\u65e5\u672c\u7248\u30fb\u8c6a\u5dde\u7248\u3088\u308a\uff082026\u5e749\u670823\u65e5\u78ba\u8a8d\uff09\u3002ATM\u306e\u904b\u55b6\u4f1a\u793e\u304c\u5225\u306b\u624b\u6570\u6599\u3092\u8acb\u6c42\u3059\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306f\u30ab\u30fc\u30c9\u6255\u3044\u304c\u5e83\u304f\u4f7f\u3048\u308b\u56fd\u3067\u3059\u3002\u73fe\u5730\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u4e8b\u60c5\u306f<a href=\"https:\/\/www.study-au.com\/blog\/2025\/12\/25\/au_creditcard\/\">\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u4f7f\u3048\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\uff1f \u6700\u65b0\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u4e8b\u60c5<\/a>\u3067\u8a73\u3057\u304f\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 id=\"local-bank\">\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\u3068\u306e\u4f7f\u3044\u5206\u3051<\/h3>\n<p>Wise\u306f\u300c\u65e5\u672c\u5186\u3068\u8c6a\u30c9\u30eb\u306e\u884c\u304d\u6765\u300d\u3068\u300c\u8907\u6570\u901a\u8ca8\u306e\u4fdd\u6709\u300d\u304c\u5f97\u610f\u3067\u3059\u3002\u4e00\u65b9\u3001CommBank\uff08\u30b3\u30e2\u30f3\u30a6\u30a7\u30eb\u30b9\u9280\u884c\uff09\u306a\u3069\u306e\u73fe\u5730\u9280\u884c\u306e\u53e3\u5ea7\u306f\u3001\u7d66\u6599\u30fb\u5bb6\u8cc3\u30fb\u5404\u7a2e\u5f15\u304d\u843d\u3068\u3057\u306a\u3069\u73fe\u5730\u751f\u6d3b\u306e\u57fa\u76e4\u3068\u3057\u3066\u4f7f\u308f\u308c\u3001\u5e30\u56fd\u5f8c\u306e\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\u53d7\u3051\u53d6\u308a\u3067\u3082\u91cd\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u9577\u671f\u6ede\u5728\u306a\u3089\u3001\u6b21\u306e\u3088\u3046\u306b\u5f79\u5272\u3092\u5206\u3051\u308b\u65b9\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n<ul>\n<li><b>Wise\uff1a<\/b>\u65e5\u672c\u304b\u3089\u306e\u8cc7\u91d1\u79fb\u52d5\u3001\u65e5\u672c\u5186\u30fb\u8c6a\u30c9\u30eb\u306e\u4e21\u66ff\u3001\u65c5\u884c\u5148\u3067\u306e\u30ab\u30fc\u30c9\u6255\u3044<\/li>\n<li><b>\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\uff1a<\/b>\u7d66\u6599\u306e\u53d7\u3051\u53d6\u308a\u3001\u5bb6\u8cc3\u3084\u643a\u5e2f\u4ee3\u306e\u652f\u6255\u3044\u3001\u5e30\u56fd\u5f8c\u306e\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\u3084\u9084\u4ed8\u91d1\u306e\u53d7\u3051\u53d6\u308a<\/li>\n<\/ul>\n<p>\u73fe\u5730\u3067\u306e\u751f\u6d3b\u8cbb\u306e\u76ee\u5b89\u306f<a href=\"https:\/\/www.study-au.com\/blog\/2026\/04\/10\/au_prices\/\">\u30102026\u5e74\u6700\u65b0\u3011\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u7269\u4fa1\u306f\u9ad8\u3044\uff1f\u65e5\u672c\u6bd4\u8f03\u3068\u751f\u6d3b\u8cbb\u30fb\u6700\u4f4e\u8cc3\u91d1<\/a>\u3082\u53c2\u8003\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"move\">\u30ef\u30fc\u30db\u30ea\u3067\u4f4f\u6c11\u7968\u3092\u629c\u304f\u5834\u5408\u306e\u6ce8\u610f<\/h3>\n<p>Wise\u306f\u3001\u65e5\u672c\u304b\u3089\u6d77\u5916\u3078\u8ee2\u51fa\u3057\u305f\u5834\u5408\u3001\u65e5\u672c\u3067\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u63d0\u4f9b\u306f\u3067\u304d\u306a\u3044\u3068\u6848\u5185\u3057\u3066\u3044\u307e\u3059\u3002\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306b\u4f4f\u6240\u304c\u79fb\u3063\u305f\u3089\u3001\u30a2\u30d7\u30ea\u306e\u300c\u500b\u4eba\u60c5\u5831\u300d\u304b\u3089\u5c45\u4f4f\u56fd\u3092\u5909\u66f4\u3057\u3001\u65b0\u3057\u3044\u56fd\u306e\u4f4f\u6240\u8a3c\u660e\u66f8\u3092\u63d0\u51fa\u3057\u307e\u3059\u3002<\/p>\n<p>\u5be9\u67fb\u306f2\u65e5\u4ee5\u5185\u304c\u76ee\u5b89\u3067\u3059\u304c\u3001<strong>\u5be9\u67fb\u4e2d\u306f\u53e3\u5ea7\u304c\u4e00\u6642\u505c\u6b62<\/strong>\u3055\u308c\u3001\u5165\u91d1\u30fb\u53d7\u3051\u53d6\u308a\u30fb\u30c0\u30a4\u30ec\u30af\u30c8\u30c7\u30d3\u30c3\u30c8\u3067\u306e\u652f\u6255\u3044\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u5bb6\u8cc3\u306e\u652f\u6255\u65e5\u3084\u7d66\u6599\u65e5\u3068\u91cd\u306a\u3089\u306a\u3044\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u624b\u7d9a\u304d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 id=\"return\">\u5e30\u56fd\u6642\u306e\u4f7f\u3044\u65b9\uff08\u8c6a\u30c9\u30eb\u3092\u65e5\u672c\u5186\u306b\u623b\u3059\uff09<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5e30\u56fd\u6642\u306bWise\u3067\u9001\u91d1\u3059\u308b\u7559\u5b66\u751f\u306e\u30a4\u30e1\u30fc\u30b8.png\" alt=\"\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u304b\u3089\u5e30\u56fd\u3059\u308b\u969b\u306b\u7a7a\u6e2f\u3067Wise\u306e\u9001\u91d1\u3092\u78ba\u8a8d\u3059\u308b\u7559\u5b66\u751f\u306e\u69d8\u5b50\" width=\"1200\" height=\"800\" class=\"alignnone size-full wp-image-3757\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5e30\u56fd\u6642\u306bWise\u3067\u9001\u91d1\u3059\u308b\u7559\u5b66\u751f\u306e\u30a4\u30e1\u30fc\u30b8.png 1200w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5e30\u56fd\u6642\u306bWise\u3067\u9001\u91d1\u3059\u308b\u7559\u5b66\u751f\u306e\u30a4\u30e1\u30fc\u30b8-300x200.png 300w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5e30\u56fd\u6642\u306bWise\u3067\u9001\u91d1\u3059\u308b\u7559\u5b66\u751f\u306e\u30a4\u30e1\u30fc\u30b8-768x512.png 768w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5e30\u56fd\u6642\u306bWise\u3067\u9001\u91d1\u3059\u308b\u7559\u5b66\u751f\u306e\u30a4\u30e1\u30fc\u30b8-1024x683.png 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>\u5e30\u56fd\u6642\u306b\u306f\u3001\u8c6a\u30c9\u30eb\u306e\u8caf\u91d1\u3092\u65e5\u672c\u5186\u306b\u3057\u3066\u65e5\u672c\u306e\u53e3\u5ea7\u3078\u9001\u308b\u5834\u9762\u304c\u3042\u308a\u307e\u3059\u3002\u540c\u3058\u65e5\uff082026\u5e749\u670823\u65e5\uff09\u306b\u53d6\u5f97\u3057\u305fWise\u306e\u6599\u91d1\u3067\u306f\u3001\u8c6a\u5dde\u306e\u9280\u884c\u304b\u3089\u632f\u8fbc\u3067\u5165\u91d1\u3057\u65e5\u672c\u306e\u9280\u884c\u53e3\u5ea7\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001\u624b\u6570\u6599\u306f\u300c\u56fa\u5b9aAU$2.57\uff0b0.38%\u300d\u3067\u3057\u305f\u3002<\/p>\n<table class=\"ft\">\n<colgroup>\n<col style=\"width:28%\">\n<col style=\"width:36%\">\n<col style=\"width:36%\"><\/colgroup>\n<thead>\n<tr>\n<th>\u9001\u308b\u91d1\u984d<\/th>\n<th>Wise\u306e\u624b\u6570\u6599<\/th>\n<th>\u65e5\u672c\u3067\u306e\u53d7\u53d6\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>AU$1,000<\/td>\n<td>AU$6.34<\/td>\n<td>111,223\u5186<\/td>\n<\/tr>\n<tr>\n<td>AU$5,000<\/td>\n<td>AU$21.49<\/td>\n<td>557,255\u5186<\/td>\n<\/tr>\n<tr class=\"note-row\">\n<td colspan=\"3\">\u203b2026\u5e749\u670823\u65e5\u53d6\u5f97\uff08\u4e2d\u50241AU$\uff1d111.932\u5186\uff09\u3002Apple Pay\u30fbGoogle Pay\u3067\u306e\u5165\u91d1\u306f1.35%\u3068\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5e30\u56fd\u5f8c\u306b\u53d7\u3051\u53d6\u308b\u304a\u91d1\u306b\u3082\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\uff08\u9000\u8077\u5e74\u91d1\uff09\u306e\u6255\u3044\u623b\u3057\u306b\u3064\u3044\u3066\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u56fd\u7a0e\u5e81\uff08ATO\uff09\u306f\u96fb\u5b50\u632f\u8fbc\uff08EFT\uff09\u304c\u6700\u3082\u52b9\u7387\u7684\u3060\u3068\u3057\u3001\u53d7\u3051\u53d6\u308a\u306e\u305f\u3081\u306b<strong>\u8c6a\u5dde\u306e\u9280\u884c\u53e3\u5ea7\u3092\u958b\u3051\u3066\u304a\u304f\u3053\u3068\u3092\u691c\u8a0e\u3059\u308b<\/strong>\u3088\u3046\u6848\u5185\u3057\u3066\u3044\u307e\u3059\u3002ATO\u304c\u4fdd\u7ba1\u3057\u3066\u3044\u308b\u30b9\u30fc\u30d1\u30fc\u306f\u3001\u672c\u4eba\u540d\u7fa9\u306e\u8c6a\u5dde\u306e\u9280\u884c\u53e3\u5ea7\u3078\u306e\u632f\u8fbc\u304b\u5c0f\u5207\u624b\u3067\u3057\u304b\u53d7\u3051\u53d6\u308c\u307e\u305b\u3093\u3002\u652f\u6255\u3044\u306f\u901a\u5e38\u3001\u7533\u8acb\u304b\u308928\u65e5\u4ee5\u5185\u3067\u3059\u3002<\/p>\n<p>\u53d7\u3051\u53d6\u3063\u305f\u8c6a\u30c9\u30eb\u3092\u65e5\u672c\u5186\u306b\u623b\u3059\u6bb5\u968e\u3067Wise\u3092\u4f7f\u3046\u3001\u3068\u3044\u3046\u7d44\u307f\u5408\u308f\u305b\u304c\u73fe\u5b9f\u7684\u3067\u3059\u3002Wise\u306e\u8c6a\u30c9\u30eb\u53e3\u5ea7\u60c5\u5831\u3092\u53d7\u53d6\u5148\u306b\u6307\u5b9a\u3067\u304d\u308b\u304b\u306f\u3001ATO\u3084\u5404\u30d5\u30a1\u30f3\u30c9\u306e\u6761\u4ef6\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u624b\u7d9a\u304d\u306e\u8a73\u7d30\u306f\u6b21\u306e\u8a18\u4e8b\u3067\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<ul>\n<li><a href=\"https:\/\/www.study-au.com\/blog\/2025\/01\/28\/superannuation\/\">\u5e30\u56fd\u6642\u306b\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\uff08\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u5236\u5ea6\uff09\u306e\u8fd4\u91d1\u8acb\u6c42\u65b9\u6cd5<\/a><\/li>\n<li><a href=\"https:\/\/www.study-au.com\/blog\/2025\/02\/18\/au_taxreturn\/\">\u30102026\u5e74\u6700\u65b0\u3011\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u5b8c\u5168\u30ac\u30a4\u30c9\uff5c\u7a0e\u7387\u30fb\u7533\u544a\u65b9\u6cd5\u30fb\u5e74\u91d1\u6255\u3044\u623b\u3057<\/a><\/li>\n<li><a href=\"https:\/\/www.study-au.com\/blog\/2025\/02\/07\/procedure_before_returning_from_au\/\">\u3010\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u304b\u3089\u65e5\u672c\u3078\u3011\u4f55\u3092\u3057\u305f\u3089\u3044\u3044\u306e\uff1f\u5e30\u56fd\u524d\u306b\u5fc5\u8981\u306a\u624b\u7d9a\u304d<\/a><\/li>\n<\/ul>\n<h2 id=\"compare\">Revolut\uff08\u30ec\u30dc\u30ea\u30e5\u30fc\u30c8\uff09\u3068\u306e\u6bd4\u8f03<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5c11\u984d\u5229\u7528\u3068\u307e\u3068\u307e\u3063\u305f\u9001\u91d1\u306e\u4f7f\u3044\u5206\u3051\u30a4\u30e1\u30fc\u30b8.png\" alt=\"\u65e5\u5e38\u306e\u5c11\u984d\u6c7a\u6e08\u3068\u307e\u3068\u307e\u3063\u305f\u6d77\u5916\u9001\u91d1\u3092\u4f7f\u3044\u5206\u3051\u308b\u7559\u5b66\u751f\u306e\u69d8\u5b50\u3092\u5de6\u53f3\u3067\u793a\u3057\u305f\u30a4\u30e1\u30fc\u30b8\" width=\"1200\" height=\"800\" class=\"alignnone size-full wp-image-3758\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5c11\u984d\u5229\u7528\u3068\u307e\u3068\u307e\u3063\u305f\u9001\u91d1\u306e\u4f7f\u3044\u5206\u3051\u30a4\u30e1\u30fc\u30b8.png 1200w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5c11\u984d\u5229\u7528\u3068\u307e\u3068\u307e\u3063\u305f\u9001\u91d1\u306e\u4f7f\u3044\u5206\u3051\u30a4\u30e1\u30fc\u30b8-300x200.png 300w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5c11\u984d\u5229\u7528\u3068\u307e\u3068\u307e\u3063\u305f\u9001\u91d1\u306e\u4f7f\u3044\u5206\u3051\u30a4\u30e1\u30fc\u30b8-768x512.png 768w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/09\/\u5c11\u984d\u5229\u7528\u3068\u307e\u3068\u307e\u3063\u305f\u9001\u91d1\u306e\u4f7f\u3044\u5206\u3051\u30a4\u30e1\u30fc\u30b8-1024x683.png 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>\u7559\u5b66\u751f\u304cWise\u3068\u4e26\u3079\u3066\u691c\u8a0e\u3059\u308b\u3053\u3068\u304c\u591a\u3044\u306e\u304cRevolut\u3067\u3059\u3002\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306b\u4f4f\u6240\u3092\u79fb\u3057\u3066\u73fe\u5730\u3067\u4f7f\u3046\u5834\u5408\u3092\u60f3\u5b9a\u3057\u3001\u4e21\u793e\u306e\u516c\u5f0f\u6599\u91d1\u30da\u30fc\u30b8\u3067\u78ba\u8a8d\u3067\u304d\u305f\u7bc4\u56f2\u3092\u4e26\u3079\u307e\u3057\u305f\u3002\u3069\u3061\u3089\u304c\u5408\u3046\u304b\u306f\u4f7f\u3044\u65b9\u3067\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<div style=\"overflow-x:auto;\">\n<table class=\"ft\" style=\"min-width:560px;\">\n<colgroup>\n<col style=\"width:24%\">\n<col style=\"width:38%\">\n<col style=\"width:38%\"><\/colgroup>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>Wise\uff08\u8c6a\u5dde\u5c45\u4f4f\u8005\uff09<\/th>\n<th>Revolut\uff08Standard\u30d7\u30e9\u30f3\uff09<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6708\u984d<\/td>\n<td>\u306a\u3057<\/td>\n<td>A$0<\/td>\n<\/tr>\n<tr>\n<td>\u30ab\u30fc\u30c9\u767a\u884c<\/td>\n<td>AU$10<\/td>\n<td>A$4.99\uff08\u6a19\u6e96\u914d\u9001\uff09<\/td>\n<\/tr>\n<tr>\n<td>ATM<\/td>\n<td>\u6708AU$400\u307e\u3067\u7121\u6599\u3001\u8d85\u904e\u52062.69%<\/td>\n<td>\u8c6a\u5dde\u56fd\u5185\u306eATM\u306fA$0\u3002\u6d77\u5916\u306f\u6708A$350\u307e\u305f\u306f5\u56de\u307e\u3067\u7121\u6599\u3001\u8d85\u904e\u52062%\uff08\u6700\u4f4eA$1.50\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u4e21\u66ff<\/td>\n<td>\u30df\u30c3\u30c9\u30de\u30fc\u30b1\u30c3\u30c8\u30ec\u30fc\u30c8\uff0b\u901a\u8ca8\u3054\u3068\u306e\u624b\u6570\u6599\uff08\u4f8b\uff1a\u8c6a\u30c9\u30eb\u2192\u5186 0.38%\u3001\u5186\u2192\u8c6a\u30c9\u30eb 0.69%\uff09<\/td>\n<td>\u6708A$2,000\u307e\u3067\u5e73\u65e5\u306f\u7121\u6599\u3001\u9031\u672b\uff08\u571f\u66dc7\u6642\u301c\u6708\u66dc8\u6642\u30fb\u8c6a\u6771\u90e8\u6642\u9593\uff09\u306f1%\u3002\u8d85\u904e\u5206\u306f\u5e73\u65e50.5%\u30fb\u9031\u672b1.5%<\/td>\n<\/tr>\n<tr>\n<td>\u8c6a\u5dde\u3067\u306e\u4f4d\u7f6e\u3065\u3051<\/td>\n<td>ASIC\uff08AFSL 513764\uff09\u3001PPF\u63d0\u4f9b\u8005\u306b\u9650\u5b9a\u3057\u305fADI\u3001AUSTRAC\u5831\u544a\u5bfe\u8c61<\/td>\n<td>ADI\uff08Revolut Bank Australia\uff09\u3001AFSL 517589\u3002\u8c6a\u30c9\u30eb\u9810\u91d1\u306f\u9810\u91d1\u4fdd\u8b77\u5236\u5ea6\uff08FCS\uff09\u3067\u6700\u5927A$250,000\u307e\u3067\u4fdd\u8b77<\/td>\n<\/tr>\n<tr>\n<td>\u65e5\u672c\u3067\u306e\u767b\u9332<\/td>\n<td>\u95a2\u6771\u8ca1\u52d9\u5c40\u9577 \u7b2c00040\u53f7<\/td>\n<td>\u95a2\u6771\u8ca1\u52d9\u5c40\u9577 \u7b2c00060\u53f7\uff08REVOLUT TECHNOLOGIES JAPAN\u682a\u5f0f\u4f1a\u793e\uff09<\/td>\n<\/tr>\n<tr class=\"note-row\">\n<td colspan=\"3\">\u203b\u5404\u793e\u306e\u516c\u5f0f\u6599\u91d1\u30da\u30fc\u30b8\u30fb\u91d1\u878d\u5e81\u306e\u767b\u9332\u4e00\u89a7\u3088\u308a\uff082026\u5e749\u670823\u65e5\u78ba\u8a8d\uff09\u3002Wise\u306e\u4e21\u66ff\u624b\u6570\u6599\u306f\u540c\u65e5\u306e\u6599\u91d1\u30c7\u30fc\u30bf\u306e\u5024\u3067\u3059\u3002\u6761\u4ef6\u306f\u5909\u66f4\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>\u6708\u306b\u5c11\u984d\u305a\u3064\u4e21\u66ff\u3057\u3066\u5e73\u65e5\u306b\u4f7f\u3046\u306a\u3089Revolut\u306e\u7121\u6599\u67a0\u304c\u52b9\u304d\u3001\u307e\u3068\u307e\u3063\u305f\u91d1\u984d\u3092\u65e5\u672c\u5186\u3068\u8c6a\u30c9\u30eb\u306e\u9593\u3067\u52d5\u304b\u3059\u306a\u3089Wise\u306e\u6599\u7387\u304c\u5206\u304b\u308a\u3084\u3059\u3044\u3001\u3068\u3044\u3046\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002\u9810\u91d1\u4fdd\u8b77\u306e\u6709\u7121\u3082\u542b\u3081\u3066\u3001\u3054\u81ea\u8eab\u306e\u4f7f\u3044\u65b9\u306b\u5408\u308f\u305b\u3066\u9078\u3093\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n<div style=\"border: 2px solid #D85A30; border-radius: 12px; padding: 1.25rem 1.5rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap;\">\n<p style=\"margin: 0; font-size: 15px; font-weight: bold;\">\u5230\u7740\u5f8c\u306e\u53e3\u5ea7\u958b\u8a2d\u3084TFN\u7533\u8acb\u306a\u3069\u3001\u73fe\u5730\u306e\u624b\u7d9a\u304d\u3082\u304a\u6c17\u8efd\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\uff01<\/p>\n<div style=\"display: flex; gap: 8px; flex-wrap: wrap;\">\n    <a href=\"https:\/\/ws.formzu.net\/sfgen\/S19087617\/\" style=\"display: inline-flex; align-items: center; gap: 7px; background: #D85A30; color: #fff; border-radius: 8px; padding: 10px 18px; font-size: 15px; font-weight: bold; text-decoration: none;\">&#x2709; \u7121\u6599\u76f8\u8ac7\u30d5\u30a9\u30fc\u30e0<\/a><br \/>\n    <a href=\"https:\/\/line.me\/R\/ti\/p\/@qne5789q?oat_content=url&#038;ts=10091426\" style=\"display: inline-flex; align-items: center; gap: 7px; background: #06C755; color: #fff; border-radius: 8px; padding: 10px 18px; font-size: 15px; font-weight: bold; text-decoration: none;\">&#x1f4ac; LINE\u3067\u76f8\u8ac7<\/a>\n  <\/div>\n<\/div>\n<h2 id=\"trouble\">\u5165\u91d1\u3055\u308c\u306a\u3044\u30fb\u30a8\u30e9\u30fc\u304c\u51fa\u305f\u3068\u304d\u306f<\/h2>\n<p>\u9001\u91d1\u304c\u6b62\u307e\u3063\u305f\u3088\u3046\u306b\u898b\u3048\u308b\u3068\u304d\u306f\u3001\u307e\u305a\u6b21\u306e\u70b9\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<ul>\n<li><b>\u5165\u91d1\u306f\u672c\u4eba\u540d\u7fa9\u306e\u53e3\u5ea7\u304b\u3089\u304b\uff1a<\/b>\u5bb6\u65cf\u306a\u3069\u5225\u540d\u7fa9\u306e\u53e3\u5ea7\u304b\u3089\u5165\u91d1\u3059\u308b\u3068\u3001\u78ba\u8a8d\u306b\u6642\u9593\u304c\u304b\u304b\u3063\u305f\u308a\u8fd4\u91d1\u3055\u308c\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li><b>\u53d7\u53d6\u4eba\u306e\u53e3\u5ea7\u60c5\u5831\u306f\u6b63\u3057\u3044\u304b\uff1a<\/b>BSB\u3068\u53e3\u5ea7\u756a\u53f7\u3001\u53e3\u5ea7\u540d\u7fa9\u306e\u7db4\u308a\u3092\u898b\u76f4\u3057\u307e\u3059\u3002<\/li>\n<li><b>\u672c\u4eba\u78ba\u8a8d\u3084\u8ffd\u52a0\u66f8\u985e\u3092\u6c42\u3081\u3089\u308c\u3066\u3044\u306a\u3044\u304b\uff1a<\/b>\u30a2\u30d7\u30ea\u306e\u901a\u77e5\u3084\u30e1\u30fc\u30eb\u3092\u78ba\u8a8d\u3057\u3001\u6c42\u3081\u3089\u308c\u305f\u66f8\u985e\u3092\u63d0\u51fa\u3057\u307e\u3059\u3002<\/li>\n<li><b>\u5c45\u4f4f\u56fd\u306e\u5909\u66f4\u5be9\u67fb\u4e2d\u3067\u306f\u306a\u3044\u304b\uff1a<\/b>\u5be9\u67fb\u4e2d\u306f\u53e3\u5ea7\u304c\u4e00\u6642\u505c\u6b62\u3055\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n<p>\u305d\u308c\u3067\u3082\u89e3\u6c7a\u3057\u306a\u3044\u5834\u5408\u306f\u3001\u30a2\u30d7\u30ea\u306e\u9001\u91d1\u8a73\u7d30\u753b\u9762\u304b\u3089Wise\u306e\u30d8\u30eb\u30d7\u30bb\u30f3\u30bf\u30fc\u306b\u554f\u3044\u5408\u308f\u305b\u308b\u306e\u304c\u78ba\u5b9f\u3067\u3059\u3002<\/p>\n<h2 id=\"faq\">\u3088\u304f\u3042\u308b\u8cea\u554f\uff08FAQ\uff09<\/h2>\n<p><strong>Q. Wise\u306f\u9280\u884c\u306e\u6d77\u5916\u9001\u91d1\u3088\u308a\u5b89\u3044\u3067\u3059\u304b\uff1f<\/strong><br \/>\n<strong>A. 2026\u5e749\u670823\u65e5\u306b\u540c\u3058\u6761\u4ef6\u3067\u8a66\u7b97\u3057\u305f\u7bc4\u56f2\u3067\u306f\u3001Wise\u306e\u307b\u3046\u304c\u53d7\u53d6\u984d\u304c\u591a\u304f\u306a\u308a\u307e\u3057\u305f\u3002<\/strong><br \/>\n10\u4e07\u5186\u3092\u8c6a\u30c9\u30eb\u306b\u3057\u305f\u5834\u5408\u3001Wise\uff08\u9280\u884c\u632f\u8fbc\u3067\u5165\u91d1\uff09\u306fAU$885.19\u3001\u4e09\u83f1UFJ\u9280\u884c\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u9001\u91d1\u306fAU$851.09\u3067\u3001\u5dee\u306fAU$34.10\u3067\u3057\u305f\u3002\u9280\u884c\u306e\u5834\u5408\u306f\u3055\u3089\u306b\u4e2d\u7d99\u9280\u884c\u30fb\u53d7\u53d6\u9280\u884c\u306e\u624b\u6570\u6599\u304c\u5dee\u3057\u5f15\u304b\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u3057Wise\u3067\u3082\u30ab\u30fc\u30c9\u3067\u5165\u91d1\u3059\u308b\u3068\u624b\u6570\u6599\u304c\u7d044.6\u500d\u306b\u306a\u308a\u3001Wise\u81ea\u8eab\u306e\u6bd4\u8f03\u30c4\u30fc\u30eb\u3067\u3082Wise\u3088\u308a\u53d7\u53d6\u984d\u304c\u591a\u3044\u30b5\u30fc\u30d3\u30b9\u304c\u8868\u793a\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002\u70ba\u66ff\u3068\u624b\u6570\u6599\u306f\u6bce\u65e5\u5909\u308f\u308b\u306e\u3067\u3001\u9001\u308b\u524d\u306b\u5fc5\u305a\u898b\u7a4d\u3082\u308a\u3092\u6bd4\u3079\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><strong>Q. Wise\u30671\u56de\u306b\u3044\u304f\u3089\u307e\u3067\u9001\u91d1\u3067\u304d\u307e\u3059\u304b\uff1f<\/strong><br \/>\n<strong>A. 100\u4e07\u5186\u4ee5\u4e0b\u306f\u7b2c\u4e8c\u7a2e\u9001\u91d1\u3001100\u4e07\u5186\u3092\u8d85\u3048\u308b\u3068\u7b2c\u4e00\u7a2e\u9001\u91d1\u3068\u3057\u3066\u6700\u59271\u51045,000\u4e07\u5186\u76f8\u5f53\u307e\u3067\u3067\u3059\u3002<\/strong><br \/>\n\u65e5\u672c\u306b\u304a\u4f4f\u307e\u3044\u306e\u65b9\u306e\u5834\u5408\u3001100\u4e07\u5186\u4ee5\u4e0b\u306e\u9001\u91d1\u306f\u7b2c\u4e8c\u7a2e\u9001\u91d1\u3001100\u4e07\u5186\u3092\u8d85\u3048\u308b\u9001\u91d1\u306f\u7b2c\u4e00\u7a2e\u9001\u91d1\u3068\u3057\u3066\u6271\u308f\u308c\u3001\u7b2c\u4e00\u7a2e\u9001\u91d1\u3067\u306f\u6700\u59271\u51045,000\u4e07\u5186\u76f8\u5f53\u307e\u3067\u9001\u308c\u308b\u3068Wise\u306f\u6848\u5185\u3057\u3066\u3044\u307e\u3059\u3002\u305f\u3060\u3057Wise\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u6b8b\u9ad8\u3092\u4f7f\u3046\u9001\u91d1\u3084\u30c1\u30e3\u30fc\u30b8\u306f\u30011\u56de100\u4e07\u5186\u76f8\u5f53\u307e\u3067\u3067\u3059\u3002<\/p>\n<p><strong>Q. Wise\u306e\u767b\u9332\u306b\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u306f\u5fc5\u8981\u3067\u3059\u304b\uff1f<\/strong><br \/>\n<strong>A. \u65e5\u672c\u306b\u304a\u4f4f\u307e\u3044\u306e\u65b9\u306f\u5fc5\u8981\u3067\u3059\u3002<\/strong><br \/>\n\u56fd\u5916\u9001\u91d1\u7b49\u8abf\u66f8\u6cd5\u306b\u3088\u308a\u3001\u6d77\u5916\u3078\u9001\u91d1\u3059\u308b\u4eba\u306f\u6c0f\u540d\u30fb\u4f4f\u6240\u30fb\u500b\u4eba\u756a\u53f7\u306a\u3069\u3092\u91d1\u878d\u6a5f\u95a2\u306b\u544a\u3052\u308b\u5fc5\u8981\u304c\u3042\u308a\u3001\u3053\u306e\u6cd5\u5f8b\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u306f\u8cc7\u91d1\u79fb\u52d5\u696d\u8005\u3082\u542b\u307e\u308c\u307e\u3059\u3002Wise\u3082\u65e5\u672c\u5c45\u4f4f\u8005\u306e\u672c\u4eba\u78ba\u8a8d\u3067\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u306e\u63d0\u51fa\u3092\u7fa9\u52d9\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><strong>Q. \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u7d66\u6599\u3092Wise\u306e\u8c6a\u30c9\u30eb\u53e3\u5ea7\u3067\u53d7\u3051\u53d6\u308c\u307e\u3059\u304b\uff1f<\/strong><br \/>\n<strong>A. \u56fd\u5185\u304b\u3089\u306e\u8c6a\u30c9\u30eb\u632f\u8fbc\u306f\u53d7\u3051\u53d6\u308c\u308b\u306e\u3067\u3001\u52e4\u52d9\u5148\u306b\u4f1d\u3048\u308c\u3070\u53ef\u80fd\u3067\u3059\u3002<\/strong><br \/>\nWise\u306e\u8c6a\u30c9\u30eb\u53e3\u5ea7\u60c5\u5831\uff08BSB\u30fb\u53e3\u5ea7\u756a\u53f7\uff09\u306f\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u56fd\u5185\u304b\u3089\u306e\u8c6a\u30c9\u30eb\u306e\u9280\u884c\u632f\u8fbc\u3092\u53d7\u3051\u53d6\u308c\u307e\u3059\u3002\u305f\u3060\u3057\u767b\u9332\u4f4f\u6240\u304c\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u5834\u5408\u3001\u6d77\u5916\u304b\u3089\u306eSwift\u9001\u91d1\u306f\u3053\u306e\u53e3\u5ea7\u60c5\u5831\u3067\u306f\u53d7\u3051\u53d6\u308c\u307e\u305b\u3093\u3002\u52e4\u52d9\u5148\u306b\u3088\u3063\u3066\u306f\u73fe\u5730\u9280\u884c\u306e\u53e3\u5ea7\u3092\u6c42\u3081\u3089\u308c\u308b\u3053\u3068\u3082\u3042\u308b\u305f\u3081\u3001\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><strong>Q. \u30ef\u30fc\u30db\u30ea\u3067\u4f4f\u6c11\u7968\u3092\u629c\u3044\u305f\u3089\u65e5\u672c\u306eWise\u30a2\u30ab\u30a6\u30f3\u30c8\u306f\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/strong><br \/>\n<strong>A. \u65e5\u672c\u3067\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u63d0\u4f9b\u306f\u3067\u304d\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u5c45\u4f4f\u56fd\u306e\u5909\u66f4\u624b\u7d9a\u304d\u304c\u5fc5\u8981\u3067\u3059\u3002<\/strong><br \/>\n\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306b\u4f4f\u6240\u304c\u79fb\u3063\u305f\u3089\u3001\u30a2\u30d7\u30ea\u304b\u3089\u5c45\u4f4f\u56fd\u3092\u5909\u66f4\u3057\u3001\u65b0\u3057\u3044\u4f4f\u6240\u306e\u8a3c\u660e\u66f8\u3092\u63d0\u51fa\u3057\u307e\u3059\u3002\u5be9\u67fb\u306f2\u65e5\u4ee5\u5185\u304c\u76ee\u5b89\u3067\u3001\u305d\u306e\u9593\u306f\u53e3\u5ea7\u304c\u4e00\u6642\u505c\u6b62\u3055\u308c\u308b\u305f\u3081\u3001\u5bb6\u8cc3\u306e\u652f\u6255\u3044\u306a\u3069\u3068\u91cd\u306a\u3089\u306a\u3044\u6642\u671f\u306b\u624b\u7d9a\u304d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><strong>Q. Wise\u3068\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\u306f\u3069\u3061\u3089\u3092\u4f5c\u308b\u3079\u304d\u3067\u3059\u304b\uff1f<\/strong><br \/>\n<strong>A. \u5f79\u5272\u304c\u9055\u3046\u306e\u3067\u3001\u9577\u671f\u6ede\u5728\u306a\u3089\u4e21\u65b9\u3092\u6301\u3064\u65b9\u304c\u591a\u3044\u3067\u3059\u3002<\/strong><br \/>\nWise\u306f\u65e5\u672c\u5186\u3068\u8c6a\u30c9\u30eb\u306e\u884c\u304d\u6765\u306b\u5f37\u304f\u3001\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\u306f\u7d66\u6599\u30fb\u5bb6\u8cc3\u30fb\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\u306e\u53d7\u3051\u53d6\u308a\u306a\u3069\u73fe\u5730\u751f\u6d3b\u306e\u57fa\u76e4\u306b\u306a\u308a\u307e\u3059\u3002\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u56fd\u7a0e\u5e81\u306f\u3001\u5e30\u56fd\u5f8c\u306e\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\u53d7\u3051\u53d6\u308a\u306e\u305f\u3081\u306b\u8c6a\u5dde\u306e\u9280\u884c\u53e3\u5ea7\u3092\u958b\u3051\u3066\u304a\u304f\u3053\u3068\u3092\u691c\u8a0e\u3059\u308b\u3088\u3046\u6848\u5185\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2 id=\"source\">\u3053\u306e\u8a18\u4e8b\u306e\u60c5\u5831\u6e90<\/h2>\n<p>\u3053\u306e\u8a18\u4e8b\u306f\u30012026\u5e749\u670823\u65e5\u6642\u70b9\u3067\u5404\u793e\u30fb\u5404\u6a5f\u95a2\u304c\u516c\u8868\u3057\u3066\u3044\u308b\u60c5\u5831\u306b\u3082\u3068\u3065\u3044\u3066\u4f5c\u6210\u3057\u3066\u3044\u307e\u3059\u3002\u70ba\u66ff\u30ec\u30fc\u30c8\u30fb\u624b\u6570\u6599\u30fb\u6761\u4ef6\u306f\u65e5\u3005\u5909\u308f\u308b\u305f\u3081\u3001\u5b9f\u969b\u306b\u9001\u91d1\u3055\u308c\u308b\u969b\u306f\u5fc5\u305a\u516c\u5f0f\u30da\u30fc\u30b8\u3067\u6700\u65b0\u306e\u5185\u5bb9\u3092\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002\u672c\u8a18\u4e8b\u306f\u516c\u8868\u3055\u308c\u3066\u3044\u308b\u6599\u91d1\u3068\u30eb\u30fc\u30eb\u3092\u7d39\u4ecb\u3059\u308b\u3082\u306e\u3067\u3001\u7279\u5b9a\u306e\u30b5\u30fc\u30d3\u30b9\u306e\u5229\u7528\u3092\u304a\u3059\u3059\u3081\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<ul>\n<li>\u91d1\u878d\u5e81\uff5c<a href=\"https:\/\/www.fsa.go.jp\/menkyo\/menkyoj\/shikin_idou.pdf\">\u8cc7\u91d1\u79fb\u52d5\u696d\u8005\u767b\u9332\u4e00\u89a7<\/a>\uff082026\u5e747\u670831\u65e5\u73fe\u5728\u3002\u30ef\u30a4\u30ba\u30fb\u30da\u30a4\u30e1\u30f3\u30c4\u30fb\u30b8\u30e3\u30d1\u30f3\u306e\u767b\u9332\u756a\u53f7\u30fb\u7a2e\u5225\u3001Revolut\u306e\u767b\u9332\u756a\u53f7\uff09<\/li>\n<li>e-Gov\u6cd5\u4ee4\u691c\u7d22\uff5c<a href=\"https:\/\/laws.e-gov.go.jp\/law\/409AC0000000110\">\u5185\u56fd\u7a0e\u306e\u9069\u6b63\u306a\u8ab2\u7a0e\u306e\u78ba\u4fdd\u3092\u56f3\u308b\u305f\u3081\u306e\u56fd\u5916\u9001\u91d1\u7b49\u306b\u4fc2\u308b\u8abf\u66f8\u306e\u63d0\u51fa\u7b49\u306b\u95a2\u3059\u308b\u6cd5\u5f8b<\/a>\uff08\u7b2c3\u6761 \u544a\u77e5\u66f8\u3068\u500b\u4eba\u756a\u53f7\uff09<\/li>\n<li>e-Gov\u6cd5\u4ee4\u691c\u7d22\uff5c<a href=\"https:\/\/laws.e-gov.go.jp\/law\/409CO0000000363\">\u540c\u6cd5\u65bd\u884c\u4ee4<\/a>\uff08\u7b2c2\u6761 \u8cc7\u91d1\u79fb\u52d5\u696d\u8005\u3092\u542b\u3080\u91d1\u878d\u6a5f\u95a2\u306e\u7bc4\u56f2\u3001\u7b2c8\u6761 \u8abf\u66f8\u306e100\u4e07\u5186\u57fa\u6e96\uff09<\/li>\n<li>Australian Taxation Office\uff5c<a href=\"https:\/\/www.ato.gov.au\/individuals-and-families\/super-for-individuals-and-families\/super\/temporary-residents-and-superannuation\/departing-australia-superannuation-payment-dasp\">Departing Australia superannuation payment (DASP)<\/a>\uff08\u53d7\u3051\u53d6\u308a\u65b9\u6cd5\u3001\u8c6a\u5dde\u306e\u9280\u884c\u53e3\u5ea7\uff09<\/li>\n<li>Wise\uff5c<a href=\"https:\/\/wise.com\/jp\/pricing\/send-money?source=JPY&#038;target=AUD&#038;amount=100000\">\u9001\u91d1\u624b\u6570\u6599\uff08\u65e5\u672c\u5186\u2192\u8c6a\u30c9\u30eb\uff09<\/a>\uff082026\u5e749\u670823\u65e5\u306b\u6599\u91d1\u30c7\u30fc\u30bf\u3092\u53d6\u5f97\uff09<\/li>\n<li>Wise\uff5c<a href=\"https:\/\/wise.com\/help\/articles\/2932693\/how-is-wise-regulated-in-each-country-and-region\">How is Wise regulated in each country and region?<\/a>\uff08\u65e5\u672c\u30fb\u8c6a\u5dde\u306e\u898f\u5236\u3068\u30e9\u30a4\u30bb\u30f3\u30b9\u756a\u53f7\uff09<\/li>\n<li>Wise\u30d8\u30eb\u30d7\u30bb\u30f3\u30bf\u30fc\uff5c<a href=\"https:\/\/wise.com\/ja\/help\/articles\/6otPROiPssyf7ns58rX1Hy\/%E7%AC%AC%E4%BA%8C%E7%A8%AE%E9%80%81%E9%87%91%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6\">\u7b2c\u4e8c\u7a2e\u9001\u91d1\u306b\u3064\u3044\u3066<\/a>\uff08100\u4e07\u5186\u4ee5\u4e0b\u306e\u9001\u91d1\u3001\u6b8b\u9ad8\u306e\u4e0a\u9650\uff09<\/li>\n<li>Wise\u30d8\u30eb\u30d7\u30bb\u30f3\u30bf\u30fc\uff5c<a href=\"https:\/\/wise.com\/ja\/help\/articles\/7uZLhC448xJgbX92GYoIMe\/%E6%97%A5%E6%9C%AC%E3%81%AB%E3%81%8A%E4%BD%8F%E3%81%BE%E3%81%84%E3%81%AE%E3%81%8A%E5%AE%A2%E6%A7%98%E3%81%AE%E9%AB%98%E9%A1%8D%E9%80%81%E9%87%91%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6\">\u65e5\u672c\u306b\u304a\u4f4f\u307e\u3044\u306e\u304a\u5ba2\u69d8\u306e\u9ad8\u984d\u9001\u91d1\u306b\u3064\u3044\u3066<\/a>\uff08\u7b2c\u4e00\u7a2e\u9001\u91d1\u306e\u4e0a\u9650\uff09<\/li>\n<li>Wise\u30d8\u30eb\u30d7\u30bb\u30f3\u30bf\u30fc\uff5c<a href=\"https:\/\/wise.com\/ja\/help\/articles\/2968293\/%E6%97%A5%E6%9C%AC%E3%81%AE%E3%81%8A%E5%AE%A2%E6%A7%98%E3%81%AE%E6%9C%AC%E4%BA%BA%E7%A2%BA%E8%AA%8D%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6\">\u65e5\u672c\u306e\u304a\u5ba2\u69d8\u306e\u672c\u4eba\u78ba\u8a8d\u306b\u3064\u3044\u3066<\/a>\uff08\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u3001\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3001\u6d77\u5916\u8ee2\u51fa\u6642\u306e\u6271\u3044\uff09<\/li>\n<li>Wise\u30d8\u30eb\u30d7\u30bb\u30f3\u30bf\u30fc\uff5c<a href=\"https:\/\/wise.com\/ja\/help\/articles\/3umiLdiQoFLxh0xP36MEIO\/%E5%B1%85%E4%BD%8F%E5%9B%BD%E3%82%92%E5%A4%89%E6%9B%B4%E3%81%99%E3%82%8B%E3%81%AB%E3%81%AF\">\u5c45\u4f4f\u56fd\u3092\u5909\u66f4\u3059\u308b\u306b\u306f<\/a>\uff08\u5be9\u67fb\u671f\u9593\u3068\u53e3\u5ea7\u306e\u4e00\u6642\u505c\u6b62\uff09<\/li>\n<li>Wise Help Centre\uff5c<a href=\"https:\/\/wise.com\/help\/articles\/2879660\/how-do-i-receive-money-with-my-aud-account-details\">How do I receive money with my AUD account details?<\/a>\uff08\u8c6a\u30c9\u30eb\u53e3\u5ea7\u60c5\u5831\u3067\u53d7\u3051\u53d6\u308c\u308b\u9001\u91d1\uff09<\/li>\n<li>Wise\uff5c<a href=\"https:\/\/wise.com\/jp\/pricing\/card-fees\">Wise\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u624b\u6570\u6599\uff08\u65e5\u672c\uff09<\/a>\uff0f<a href=\"https:\/\/wise.com\/au\/pricing\/card-fees\">Wise card fees\uff08Australia\uff09<\/a>\uff08\u767a\u884c\u8cbb\u7528\u30fbATM\u306e\u7121\u6599\u67a0\uff09<\/li>\n<li>\u4e09\u83f1UFJ\u9280\u884c\uff5c<a href=\"https:\/\/www.bk.mufg.jp\/tesuuryou\/gaitame.html\">\u5916\u70ba\u624b\u6570\u6599<\/a>\uff08\u6d77\u5916\u5411\u3051\u9001\u91d1\u306e\u624b\u6570\u6599\u3001\u7d4c\u7531\u9280\u884c\u624b\u6570\u6599\u306e\u6ce8\u8a18\uff09<\/li>\n<li>\u4e09\u83f1UFJ\u9280\u884c\uff5c<a href=\"https:\/\/www.bk.mufg.jp\/ippan\/kinri\/list_j\/kinri\/kawase.html\">\u5916\u56fd\u70ba\u66ff\u76f8\u5834<\/a>\uff082026\u5e749\u670818\u65e5\u516c\u8868\u306e\u8c6a\u30c9\u30ebTTS\u30fbTTM\uff09<\/li>\n<li>Revolut Australia\uff5c<a href=\"https:\/\/www.revolut.com\/en-AU\/legal\/standard-fees\/\">Personal Fees (Standard)<\/a>\uff08\u4e21\u66ff\u30fbATM\u30fb\u30ab\u30fc\u30c9\u767a\u884c\u306e\u624b\u6570\u6599\u3001\u898f\u5236\u60c5\u5831\uff09<\/li>\n<\/ul>\n<hr \/>\n<h2 id=\"sum\">\u307e\u3068\u3081<\/h2>\n<p>Wise\u306f\u3001\u65e5\u672c\u306e\u91d1\u878d\u5e81\u306b\u8cc7\u91d1\u79fb\u52d5\u696d\u8005\uff08\u95a2\u6771\u8ca1\u52d9\u5c40\u9577 \u7b2c00040\u53f7\uff09\u3068\u3057\u3066\u767b\u9332\u3055\u308c\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u3082ASIC\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u6301\u3064\u9001\u91d1\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u30022026\u5e749\u670823\u65e5\u306e\u6570\u5b57\u3067\u306f\u300110\u4e07\u5186\u3092\u8c6a\u30c9\u30eb\u306b\u3057\u305f\u3068\u304d\u306e\u53d7\u53d6\u984d\u304c\u9280\u884c\u3088\u308a\u7d04AU$34\u591a\u304f\u3001\u5dee\u306e\u5927\u534a\u306f\u70ba\u66ff\u30ec\u30fc\u30c8\u306e\u4e0a\u4e57\u305b\u3067\u3057\u305f\u3002\u4e00\u65b9\u3067\u3001\u30ab\u30fc\u30c9\u5165\u91d1\u3067\u306f\u624b\u6570\u6599\u304c\u5927\u304d\u304f\u4e0a\u304c\u308a\u3001\u65e5\u3084\u91d1\u984d\u306b\u3088\u3063\u3066\u306fWise\u3088\u308a\u591a\u304f\u5c4a\u304f\u30b5\u30fc\u30d3\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u51fa\u767a\u524d\u306e\u65b9\u306f\u3001\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u3092\u7528\u610f\u3057\u3066\u65e9\u3081\u306b\u767b\u9332\u3092\u6e08\u307e\u305b\u3001\u9280\u884c\u632f\u8fbc\u3067\u5165\u91d1\u3059\u308b\u306e\u304c\u57fa\u672c\u3067\u3059\u3002\u73fe\u5730\u3067\u306f\u7d66\u6599\u3084\u5bb6\u8cc3\u306e\u305f\u3081\u306b\u73fe\u5730\u306e\u9280\u884c\u53e3\u5ea7\u3082\u7528\u610f\u3057\u3001\u5e30\u56fd\u6642\u306f\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\u306e\u53d7\u3051\u53d6\u308a\u7528\u306b\u8c6a\u5dde\u306e\u53e3\u5ea7\u3092\u6b8b\u3057\u3066\u304a\u304f\u3068\u3001Wise\u3068\u7d44\u307f\u5408\u308f\u305b\u3066\u30b9\u30e0\u30fc\u30ba\u306b\u304a\u91d1\u3092\u52d5\u304b\u305b\u307e\u3059\u3002<\/p>\n<p>\u5927\u304d\u306a\u91d1\u984d\u3092\u9001\u308b\u524d\u306f\u3001\u540c\u3058\u65e5\u306b\u8907\u6570\u306e\u898b\u7a4d\u3082\u308a\u3092\u6bd4\u3079\u3066\u304b\u3089\u6c7a\u3081\u3066\u304f\u3060\u3055\u3044\u3002\u53e3\u5ea7\u3065\u304f\u308a\u3084\u751f\u6d3b\u8cbb\u306e\u6e96\u5099\u3067\u8ff7\u3063\u305f\u3089\u3001\u3044\u3064\u3067\u3082\u79c1\u305f\u3061\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n<hr \/>\n<h2 id=\"is-support\">\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306e\u30b5\u30dd\u30fc\u30c8<\/h2>\n<p>\u7559\u5b66\u306e\u6e96\u5099\u3067\u306f\u3001\u5b66\u6821\u9078\u3073\u3084\u30d3\u30b6\u3060\u3051\u3067\u306a\u304f\u300c\u304a\u91d1\u3092\u3069\u3046\u6301\u3063\u3066\u3044\u304d\u3001\u73fe\u5730\u3067\u3069\u3046\u7ba1\u7406\u3059\u308b\u304b\u300d\u3082\u5927\u5207\u306a\u30c6\u30fc\u30de\u3067\u3059\u3002\u9001\u91d1\u306e\u65b9\u6cd5\u3084\u53e3\u5ea7\u306e\u6e96\u5099\u306f\u3001\u6e21\u822a\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3084\u6ede\u5728\u671f\u9593\u306b\u3088\u3063\u3066\u6700\u9069\u306a\u7d44\u307f\u5408\u308f\u305b\u304c\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<p>\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306f\u300130\u5e74\u4ee5\u4e0a\u30fb30,000\u4eba\u4ee5\u4e0a\u306e\u7559\u5b66\u751f\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304d\u307e\u3057\u305f\u30022025\u5e747\u6708\u304b\u3089\u306f\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u653f\u5e9c\u767b\u9332\u306e\u65e5\u672c\u4eba\u79fb\u6c11\u4ee3\u7406\u4eba\uff08MARN\uff09\u306b\u3088\u308b\u65e5\u672c\u8a9e\u3067\u306e\u30d3\u30b6\u76f8\u8ac7\u3082\u59cb\u3081\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u307e\u3067\u57f9\u3063\u305f\u7d4c\u9a13\u3068\u5c02\u9580\u77e5\u8b58\u3092\u6d3b\u304b\u3057\u3001\u5931\u6557\u3057\u306a\u3044\u5b66\u6821\u30fb\u30b3\u30fc\u30b9\u9078\u3073\u304b\u3089\u3001\u6226\u7565\u7684\u306a\u30d3\u30b6\u7533\u8acb\u307e\u3067\u4e00\u4eba\u3072\u3068\u308a\u306b\u5408\u308f\u305b\u305f\u30b5\u30dd\u30fc\u30c8\u3092\u3054\u63d0\u4f9b\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li><b>\u30d7\u30ed\u306b\u3088\u308b\u5c02\u9580\u30b5\u30dd\u30fc\u30c8\uff1a<\/b> \u5b66\u8cbb\u306e\u652f\u6255\u3044\u6642\u671f\u3084\u5230\u7740\u5f8c\u306b\u5fc5\u8981\u306a\u624b\u7d9a\u304d\uff08\u53e3\u5ea7\u958b\u8a2d\u30fbTFN\u7533\u8acb\u306a\u3069\uff09\u3092\u3001\u73fe\u5730\u4e8b\u60c5\u306b\u8a73\u3057\u3044\u30b9\u30bf\u30c3\u30d5\u304c\u3054\u6848\u5185\u3057\u307e\u3059\u3002<\/li>\n<li><b>\u78ba\u304b\u306a\u30d7\u30e9\u30f3\u30cb\u30f3\u30b0\uff1a<\/b> \u6ede\u5728\u671f\u9593\u3068\u4e88\u7b97\u304b\u3089\u3001\u51fa\u767a\u524d\u306b\u7528\u610f\u3059\u308b\u8cc7\u91d1\u3068\u73fe\u5730\u3067\u5fc5\u8981\u306a\u751f\u6d3b\u8cbb\u306e\u76ee\u5b89\u3092\u4e00\u7dd2\u306b\u6574\u7406\u3057\u307e\u3059\u3002<\/li>\n<li><b>\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\uff1a<\/b> \u7559\u5b66\u30fb\u30ef\u30fc\u30db\u30ea\u30fb\u5b66\u751f\u30d3\u30b6\u306a\u3069\u3001\u6ede\u5728\u306e\u5f62\u306b\u5408\u308f\u305b\u3066\u5e30\u56fd\u6642\u306e\u624b\u7d9a\u304d\u307e\u3067\u898b\u636e\u3048\u305f\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u884c\u3044\u307e\u3059\u3002<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/01\/\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306e\u30b5\u30dd\u30fc\u30c8.png\" alt=\"\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306e\u30ab\u30a6\u30f3\u30bb\u30ea\u30f3\u30b0 \u30b5\u30dd\u30fc\u30c8\" width=\"570\" height=\"221\" class=\"alignnone size-full wp-image-2582\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/01\/\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306e\u30b5\u30dd\u30fc\u30c8.png 1023w, https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/01\/\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306e\u30b5\u30dd\u30fc\u30c8-300x116.png 300w, 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text-decoration: none;\">&#x2709; \u7121\u6599\u76f8\u8ac7\u30d5\u30a9\u30fc\u30e0<\/a><br \/>\n    <a href=\"https:\/\/line.me\/R\/ti\/p\/@qne5789q?oat_content=url&#038;ts=10091426\" style=\"display: inline-flex; align-items: center; gap: 7px; background: #06C755; color: #fff; border-radius: 8px; padding: 10px 18px; font-size: 15px; font-weight: bold; text-decoration: none;\">&#x1f4ac; LINE\u3067\u76f8\u8ac7<\/a>\n  <\/div>\n<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/01\/\u30a2\u30a4\u30a8\u30b9\u7559\u5b66-\u30ab\u30a6\u30f3\u30bb\u30ea\u30f3\u30b0.png\" alt=\"\u30a2\u30a4\u30a8\u30b9\u7559\u5b66\u306e\u30ab\u30a6\u30f3\u30bb\u30ea\u30f3\u30b0\u4e88\u7d04\u65b9\u6cd5\" width=\"570\" height=\"490\" class=\"alignnone size-full wp-image-2583\" srcset=\"https:\/\/www.study-au.com\/blog\/wp-content\/uploads\/2026\/01\/\u30a2\u30a4\u30a8\u30b9\u7559\u5b66-\u30ab\u30a6\u30f3\u30bb\u30ea\u30f3\u30b0.png 1038w, 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href=\"https:\/\/www.study-au.com\/blog\/2025\/12\/25\/au_creditcard\/\">\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067\u4f7f\u3048\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\uff1f \u6700\u65b0\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u4e8b\u60c5<\/a><br \/>\n<a href=\"https:\/\/www.study-au.com\/blog\/2025\/01\/28\/superannuation\/\">\u5e30\u56fd\u6642\u306b\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30b9\u30fc\u30d1\u30fc\u30a2\u30cb\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3\uff08\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u5236\u5ea6\uff09\u306e\u8fd4\u91d1\u8acb\u6c42\u65b9\u6cd5<\/a><br \/>\n<a href=\"https:\/\/www.study-au.com\/blog\/2025\/02\/18\/au_taxreturn\/\">\u30102026\u5e74\u6700\u65b0\u3011\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u5b8c\u5168\u30ac\u30a4\u30c9\uff5c\u7a0e\u7387\u30fb\u7533\u544a\u65b9\u6cd5\u30fb\u5e74\u91d1\u6255\u3044\u623b\u3057<\/a><\/p>\n<div style=\"border: 2px solid #ff6600; padding: 0; 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style=\"display: block; line-height: 1; margin: 0; padding: 0;\">\u4eca\u3059\u3050\u7121\u6599\u3067\u8cc7\u6599\u8acb\u6c42<\/span><br \/>\n                    <\/a>\n                <\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 20px 20px 25px 20px; text-align: center; border: none;\">\n<div style=\"margin: 0; font-size: 0.9em; color: #333; line-height: 1;\">\u300c\u307e\u3060\u4f55\u3082\u6c7a\u307e\u3063\u3066\u3044\u306a\u3044\u72b6\u614b\u300d\u3067\u76f8\u8ac7\u3057\u3066OK\u3067\u3059\uff01<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"text-align: center; margin: 40px 0; width: 100%;\">\n<div style=\"font-weight: bold; font-size: 1.1em; color: #333; margin-bottom: 20px;\">\uff3c \u304a\u898b\u7a4d\u3082\u308a\u30fb\u3054\u76f8\u8ac7 \u304a\u6c17\u8efd\u306b\u3069\u3046\u305e\uff01 \uff0f<\/div>\n<table style=\"width: 100%; max-width: 700px; margin: 0 auto; border-collapse: separate; border-spacing: 10px 0; border: none;\">\n<tbody>\n<tr>\n<td style=\"width: 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